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Tom Terbrock

Tres Knippa: Foretells America’s Economic Future

June 9, 2015 by Brittany Giamanco

Tres Knippa, the Founder of Short Japan Debt believes that long term there is a significant likelihood Japan will experience a sovereign debt crisis and a notably weaker currency.  As a result, Tres believes there is opportunity in being net short the Japanese Government Bond market and the Yen.  Although no one can guarantee the future […]

Filed Under: Life Planning, Market News, Uncategorized Tagged With: Tom Terbrock, tres knippa

4 Proactive Tips to Take Before Listing Your Home

May 10, 2015 by Brittany Giamanco

Homeowners tend to believe their home is worth more than it’s actual value. Overpricing a home can sabotage your opportunity to get the most money for your property. If you’re ready to sell take these four proactive tips so that you can be in the position to ensure the highest selling price in your neighborhood.

Filed Under: Home Maintenance, Home Selling, Life Planning Tagged With: Kim Anderson, Scott Shafman, Tom Terbrock

Scott Shafman, Senior Loan Officer for Cornerstone Mortgage

May 10, 2015 by Brittany Giamanco

Scott Shafman has been a mortgage professional for 13 years, the last five of those spent at Cornerstone Mortgage as a Senior Loan Officer. Scott joins Doug and Tammie on todays show to discuss why he chose Cornerstone and goes in to detail about the process of determining which loan package is right for you.

Filed Under: Home Buying, Home Maintenance, Life Planning, Mortgage, Personal Finance, Real Estate, Realtor Tagged With: Kim Anderson, Scott Shafman, Tom Terbrock

What’s The Difference Between a Mortgage Broker, Mortgage Banker, and Banks?

April 26, 2015 by Brittany Giamanco

Heath Keller, a Senior Loan Officer at Cornerstone Mortgage joins Doug on todays show to shed light on what the differences are between a Mortgage Broker, Mortgage Banker, and Banks. Heath also gives insight on why he chose to work for Cornerstone.

Filed Under: Home Buying, Mortgage Tagged With: Heath Keller, Tom Terbrock

5 Ways That Hackers Exploit your Mobile Devices

April 12, 2015 by Brittany Giamanco

Scott Schaffer, CTO of Blade Technologies joins Doug & Tammie for another round of technology advice. Continue reading or download the audio to learn 5 ways that hackers exploit your mobile devices. Free Wi-Fi Using easy to carry hardware, hackers can impersonate a free WiFi network and invite users to join It looks and feels like free internet, and few […]

Filed Under: Resources Tagged With: scott schaffer, Tom Terbrock

10 Common Mistakes in Securing Your Email

April 12, 2015 by Brittany Giamanco

Scott Schaffer, CTO of Blade Technologies sticks around to discuss 10 common mistakes you might be making in securing your email. 1. Using simple passwords for your email accounts 2. Not recognizing scams, phishing attacks, or malware 3. Sending personal information, passwords, and financial information 4. Unsubscribing from email lists that you don’t recognize A common […]

Filed Under: Uncategorized Tagged With: scott schaffer, Tom Terbrock

Scott Schaffer of Blade Technologies Discusses 5 Good Computing Habits Everyone Should Have

April 12, 2015 by Brittany Giamanco

Scott Schaffer, CTO of Blade Technologies joins Doug & Tammie on today’s show to talk about 5 good computing habits that are worth working in to your routine. 1. Use Antimalware protection Anti-Virus, Anti-Spam, etc. 2. Keep programs up-to-date Updated programs have the most recent security patches for the operating system and applications 3. Backup your […]

Filed Under: Resources, Uncategorized Tagged With: scott schaffer, Tom Terbrock

When Is It Worth It to Refinance? Use Doug’s Refinance Formula to find out

April 12, 2015 by Brittany Giamanco

Do you feel like it may be time to refinance but you just aren’t sure if it’s worth it? Use Doug’s refinance formula to figure out if it’s the right time for you.

Filed Under: Mortgage Tagged With: Tom Terbrock

11 Great Reasons to Carry a Big, Long Mortgage

April 5, 2015 by Brittany Giamanco

Doug explains what a big, long mortgage is and what the advantages of having one are on today’s show. 1. Your mortgage doesn’t affect your home’s value. 2. A mortgage won’t stop you from building equity in the house. 3. A mortgage is cheap money. 4. Your mortgage interest is tax-deductible. 5. Mortgage interest is […]

Filed Under: Home Buying, Life Planning, Mortgage Tagged With: Tom Terbrock

Doug Sheds Light on Home Prices Outpacing Wage Growth in 76% of U.S.

April 5, 2015 by Brittany Giamanco

According to the RealtyTrac report, home price appreciation is outpacing wage growth in 76% of U.S. housing markets in the last two years. RealtyTrac showed that nationwide home price appreciation is outpacing wage growth by a 13:1 ratio in the same time period. What this would mean is that housing prices would become unaffordable again, […]

Filed Under: Home Buying, Home Selling, Life Planning, Market News, Mortgage Tagged With: Tom Terbrock

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Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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