• Skip to primary navigation
  • Skip to main content
  • Skip to footer
  • Home
    • Doug Recording


    • Listen to Smart With Your Money

    • Become a Fan

      [salesforce form="4"]
  • About
      • About


        • Meet the Smart With Your Money Team, and get to know the real Doug Haldeman.

        • Meet Doug
      • Speaking


        • Looking for a Keynote Speaker at your next event?

        • Doug Haldeman
  • Expert Contributors
  • Smart With Your…
      • Buying a Home
          • Home Buying
          • Mortgage
          • Title Company
          • Builder
          • HUD Home Specialist
          • Inspector
          • Second Home


      • Selling a Home
          • Staging
          • Home Selling


      • Debt
          • Credit Repair
          • Debt
          • Car Finance Expert


      • Home Repair
          • Electrician
          • Home Maintenance
          • Waterproof Specialist
          • Contractor


      • Life
          • Attorney
          • Career Opportunities
          • Insurance
          • Publishing
          • Social Media
          • Coach
          • Personal Finance
          • Consultant
          • Family
          • Legal
          • Podcasts
          • Success
          • Business Planning
          • Consumer View
          • Life Planning
          • Political/ Mayor
          • Resources
          • Divorce
          • Probate
      • Financial Investments
          • CPA
          • Economist
          • Bankruptcy
          • Rural Property
          • Real Estate
          • Realtor
          • Investments / Rental Property
          • Developer
          • Financial Advisor
          • Fundraising
          • Market News
          • Surveyor
          • Taxes
  • Resources
  • Get a Mortgage


    • Thinking about buying a home or refinancing?



    • Doug Haldeman Cornerstone
  • Contact
      • Contact Us

        Call or Text: (314) 472-DOUG (3684)
        Email: [email protected]
        Visit: 1120 Wolfrum Rd #201, St Charles, MO 63304

Smart With Your Money

Your Real Estate, Mortgage, Personal Finance, and Credit Resource

  • HomeScout
  • Rate Alert Program
  • Sold Homes Report
  • Speaking

Resources

Are you looking for resources to help you be smart with your money? The tools below will help you reach your financial goals and take stock of your big financial picture. Utilize tools such as the Shopping Around tip sheet to guide your steps through each phase of your financial plan. Take a look at the links below, then click to download or follow the link.

Don’t forget to check back often. Doug and his team are always adding more resources.

Personal Finance

Building a budget is the first step to paying off debt and improving your financial health. Take control of your financial wellness today.

Stephen Schultz’s The 7 Most Dangerous Conditions on Residential Property That Can Get you Sued
The Waiting Period Chart shows how long the period of recovery from financial hardship is.
Monthly Budget Template Excel Spreadsheet
Printable Budget Form

Mortgage / Real Estate

Being smart about buying a home or investment property starts with choosing the right mortgage and right property.
Doug Haldeman: Rate Alert Program
Doug’s Shopping Around Tips
Cathy Perry’s Staging Secrets
Visit the FHA Limits Calculator
FHA Condo Approvals
USDA Property Eligibility Map
Glossary of Mortgage Terms
Housing Affordability Index
Proceeds from Sale Calculator
County Tax Sites:St. Charles County St. Louis County
St. Louis City Lincoln County
Jefferson County Warren County
Pike County Kansas City/Jackson County

Credit

What’s your credit score? Do you need to repair your credit? Get started right away.

Guide to Home Financing Options
Best Site to Shop for Credit Cards – https://www.creditcards.com/
Credit Monitoring – www.CreditKarma.com

Miscellaneous

Financial wellness means looking at the big picture and making sure you’re prepared for anything.

Stephen Schultz:  Halloween Indemnification Agreement
Dawn Krause with Keller William B.O.L.D. Laws to live by

Recommended Reading

Boost your financial literacy by expanding your knowledge base.

Resource Coming Soon!


Buying a house is a difficult process for everyone, especially in the tough financial times we have today. Doug and his team worked hard to get me into a home and I’m not sure anyone else would have given as much effort. Thank you so much!
–Daniel B

Footer

 
Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
Home
About
Expert Contributors
Resources
Get a Mortgage
Contact

Privacy Policy

© 2023 Smart With Your Money. All Rights Reserved. Website by Off-Center Design.