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        Call or Text: (314) 472-DOUG (3684)
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        Visit: 1120 Wolfrum Rd #201, St Charles, MO 63304

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Credit Repair

Credit Inquiries: How Do They Affect Your Credit Score?

August 19, 2017 by Doug Haldeman

Credit Inquiry Most of us know that a credit inquiry has an affect on our overall score. There is a lot of misunderstanding about how they can affect your score. The easy answer is that it is the frequency and proximity of inquiries that has the greatest effect. Basically, the more you have your credit […]

Filed Under: Credit Repair Tagged With: Credit Score

My Partner has Bad Credit; Can We Buy a House?

July 21, 2017 by Doug Haldeman

My Partner has Bad Credit; Can We Buy a House? You’ve scrimped, saved, and made sure every bill is paid just to be in the perfect position to purchase a property. You’ve got great credit, but how about your partner? Eh, not so much. This is a very common issue that I run into on […]

Filed Under: Credit Repair, Home Buying, Mortgage Tagged With: Cornerstone Mortgage, Doug Haldeman, Tammie Haldeman, The Doug Haldeman Show

4 Consumer Loans That Affect How Much Home You Can Buy

June 11, 2017 by Doug Haldeman

4 Consumer Loans     When you are looking at buying a home your lender will evaluate your debt and credit score. These have a big impact on whether your loan will be approved, and how much you can afford. We are going to outline 4 consumer loans that could make or break your mortgage […]

Filed Under: Credit Repair, Home Buying, Mortgage, Personal Finance

Why Did My Credit Score Drop?

March 31, 2017 by Doug Haldeman

Why Did My Credit Score Drop?   As a mortgage professional I’m looking at credit scores everyday. When I speak to people they will often tell me what they think their score is, and it is always interesting to see how close they are.  When we actually pull up the credit report it can appear that […]

Filed Under: Credit Repair Tagged With: Doug Haldeman, Tammie Haldeman, The Doug Haldeman Show

Is Your Bank Account Leaking Money?

December 18, 2016 by Doug Haldeman

Is Your Bank Account Leaking Money? When was the last time you really looked at your bank account?  It is easy to miss small amounts of money  every month until you get declined or a check bounces.  When this happens it creates awareness around your money situation. Here are a few ways that you can plug […]

Filed Under: Consumer View, Credit Repair, Personal Finance Tagged With: Bank Accounts, Doug Haldeman, personal finance

Tips For A Smooth Loan Approval

November 13, 2016 by Doug Haldeman

Getting a pre-approval is one step of the mortgage approval process. Having a smooth loan process depends partially on you.  As a potential homeowner you must remain responsible throughout the process. In the end only you can determine your future. Here are some tips to help you stay connected to your end goals. DO continue […]

Filed Under: Credit Repair, Debt, Financial Advisor, Home Buying, Personal Finance, Real Estate, Resources Tagged With: do's and dont's, Doug Haldeman, doug haldeman show, home loan, loan, smooth loan approval

Improving Your Financial Freedom

October 23, 2016 by Doug Haldeman

Improving Your Personal  Financial Freedom Improving your personal finances may seem impossible and being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back.  If you have a life altering experience like losing a job, getting into an accident, or […]

Filed Under: Consumer View, Credit Repair, Financial Advisor, Personal Finance Tagged With: debt strategy, Doug Haldeman, personal finance

Tips To Make Your Finances Less Frustrating

October 16, 2016 by Doug Haldeman

Have you had a similarly frustrating experience when paying your bills or managing your finances? As part of National Moment of Frustration Day on Oct. 12, we’re sharing five things you can do to make managing your finances easier. 1. Automate your finances to minimize late payments. Through auto-pay, you can rest easy knowing that […]

Filed Under: Consumer View, Credit Repair, Debt, Financial Advisor, Personal Finance Tagged With: bills, Doug Haldeman, The Doug Haldeman Show

Testimonial To Doug Haldeman & Cornerstone Mortgage, Inc

June 26, 2016 by Doug Haldeman

                Testimonial From First Time Home Buyer A testimonial from clients are the greatest reward given to any loan officer.  Client Mike offers a viewpoint that many other first time home buyers may be faced with and how much Doug Haldeman was able to help him through his […]

Filed Under: Consultant, Consumer View, Credit Repair, Debt, Financial Advisor, Home Buying, Mortgage, Personal Finance, Real Estate Tagged With: Doug Haldeman, First Time Home Buyer, Lessons learned, Millennial

Credit Score Basics

April 24, 2016 by Managed WordPress Migration User

Credit Score Basics A credit score is based on the information drawn from your credit report and there are many different individual factors that are used to determine your score. Doug and Tammie go over some of these factors to help breakdown what your score is telling creditors. What makes up your credit score? Payment History: […]

Filed Under: Consultant, Consumer View, Credit Repair, Financial Advisor, Mortgage, Personal Finance Tagged With: Credit Score, Doug Haldeman, Payment History

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Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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