My Partner has Bad Credit; Can We Buy a House? You’ve scrimped, saved, and made sure every bill is paid just to be in the perfect position to purchase a property. You’ve got great credit, but how about your partner? Eh, not so much. This is a very common issue that I run into on […]
Good vs. Bad Mortgage Advice
The Worst Mortgage Advice Home Buyers Hear Buying a home can be a complicated process, and getting a mortgage is arguably the most complicated part. Having a professional that understands your needs will ease the pain of the process. Check out the common bad advice you may receive when getting a mortgage, and follow our […]
Paying Cash For Your Home May Not Be The Best Plan
Paying Cash For Your Home Everywhere you turn, you hear how bad it is to carry around debt. So naturally, it’s logical to think that buying a home with cash – or sinking as much cash as possible into your home to avoid the massive debt associated with a mortgage, is the smartest choice for your […]
Home Scouting: Home Search Made Easy!
Home Scouting Makes Searching For A Home Easy! Doug Haldeman, Mortgage Strategist (NMLS: 298419) with Cornerstone Mortgage shares the free service with his listeners. He and Tammie discusses some of the benefits of the Home Buyer’s Scouting Report and how it is a great way for the consumer to shop for their next home or […]
Record Home-ownership Rates
Record Home-ownership Rates The U.S. home-ownership rate fell to the lowest in more than 50 years as rising prices put buying out of reach for many renters. The share of Americans who own their homes was 62.9% in the second quarter. This is the lowest since 1965, according to a Census Bureau report Thursday. […]
7 Mistakes Millennials Make in Home-Buying
7 Mistakes Millennials Make in Home-Buying Millennials – they’re the generation between 18 and 35; the new young professionals; the recent graduates, and they’re also coming into the housing market in droves. Usually, they’re also first-time homebuyers, which means that they have the potential to make mistakes in the home-purchasing process. Here are the […]
Fed Rate Hike : What does this mean for me?
Fed Rate Hike : What does this mean for me? The Federal Reserve (The Fed) has raised interest rates after much talk of doing so this year. This hike comes just in time for the new year and a new administration coming into office. How will this rate hike affect you and what exactly does […]
Shopping Around For a Mortgage?
Shopping Around For A Mortgage Here’s the inside scoop on how to do it right! First: Are you working with a TRUE Mortgage Professional? The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that […]
Bank, Banker, & Broker- What’s the Difference?
Bank, Banker, & Broker- What’s the Difference? You may have been flooded with information about the mortgage and banking industry and from your view point, a lender is a lender. Distinguishing the differences between banks, mortgage bankers and mortgage brokers can save you some frustration, time, and in some cases, money.
5 Things Renters Should Know About Owning
5 Things Renters Should Know About Owning For renters who aspire to be home owners, transitioning from an apartment to a house requires a shift in their thinking that they may not be prepared to make. The financial changes that come with owning, the need to consider planting longer-term roots in a neighborhood, […]