Is the winter a good time to buy a home? There are several significant advantages to buying a home during the snowy season. Here are the motivating factors that will help you come out on top. Less Inventory and Less Competition In most markets, winter usually means a lower inventory with less houses on the […]
Doug Haldeman
Helping You Become “Smart With Your Money”
Listen in as Doug and Tammie talk about the purpose and principles of the Doug Haldeman Show. Principles: Living below your means Having a written budget Save first, then spend what is left (versus the opposite) Manage the details in life Maximize your credit score
What’s Happening With Auto Premiums
Auto Premiums Going Up Americans are driving more, thanks to rising employment and cheaper gasoline. But that also means they’re getting into more accidents — and that’s leading to higher insurance premiums. Of course, it’s not just a matter of more people cruising the roads. Unsafe behavior also may be contributing to a national accident […]
6 Reasons Buying A Tiny Home Could Be A Mistake
Buying a tiny home could be a mistake When it comes to a tiny home, less may not always be more. It’s a trend that’s sweeping home improvement channels. Like, really tiny homes. And while they can be cute the price per square foot isn’t. They are considered a mobile home with running water and plumbing, appliances, […]
Tips For A Smooth Loan Approval
Getting a pre-approval is one step of the mortgage approval process. Having a smooth loan process depends partially on you. As a potential homeowner you must remain responsible throughout the process. In the end only you can determine your future. Here are some tips to help you stay connected to your end goals. DO continue […]
Homeowner’s Maintenance Checklist
Yearly Home Maintenance Owning a home can be the most exciting time of your life. Most people probably first think of the financial responsibility. Don’t let yourself forget about the time and labor that home ownership also requires. Keeping up with regular home maintenance tasks will keep you from future headaches and wasted money. It […]
How Will Trump Affect The US
There are a lot of issues that Mr. Trump will need to address during his presidency. The key is to understand how will Trump effect the US. How will Trump and Congress get along? Republicans have control of the White House, the Senate and the House, but that doesn’t mean he will have an easy time […]
Buying A Home Comfortably
Buying A Home Comfortably When you begin your home search it is always a good idea to figure out how much home you can comfortably afford. You may have been preaqualified for a certain amount but will that allow you to live as you would like to live. We are going to take a look […]
Promises and Price Tags
“Promises and Price Tags” is a comprehensive fiscal analysis of the policies put forward by presidential candidates Donald Trump and Hillary Clinton. The full report is available as a printer-friendly PDF (57 pp.), and the Chartbook can be viewed here. Executive Summary The next president will enter office with the national debt at post-World War II record […]
Improving Your Financial Freedom
Improving Your Personal Financial Freedom Improving your personal finances may seem impossible and being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back. If you have a life altering experience like losing a job, getting into an accident, or […]
