Smart With Your Money

Your Real Estate, Mortgage, Personal Finance, and Credit Resource

Doug Haldeman

Getting Your Financial House In Order

by

Steps To Get Your Financial House In Order It really can be easy to put off for a rainy day or end times to organize your financial records.  Getting your financial house in order is one of the most important things you can do to help your family should a family crisis occur. Here are […]

Social Security Status And Possible Fixes

by

SOCIAL SECURITY STATUS Not much has changed in the financial status of the Social Security Trust Funds since last year, according to today’s release of the annual report on the status of the funds by the Social Security Board of Trustees. The combined asset reserves of the Old-Age and Survivors Insurance, and Disability Insurance (OASDI) […]

Testimonial To Doug Haldeman & Cornerstone Mortgage, Inc

by

                Testimonial From First Time Home Buyer A testimonial from clients are the greatest reward given to any loan officer.  Client Mike offers a viewpoint that many other first time home buyers may be faced with and how much Doug Haldeman was able to help him through his […]

Success Clues

by

Success Clues What does success look like to you? This may be a difficult question to answer for most, however with a little focus the answer can be found. For some success means a new house or car, but for others it means the ability to spend more time with family or friends. However, one […]

Market Update: No Fed Rate Hike & Brexit

by

Market Update: No Fed Rate Hike & Brexit Brexit Britain will decide, via a referendum, whether to stay in the European Union(EU) or not on Thursday, June 23. The British exit or “Brexit” as it’s known could have major economic impacts on the U.S. as well as the EU. No country has ever left the EU […]

Average Credit Card Debt in America

by

Average Credit Card Debt in America Our researchers found the median debt per American household to be $2,300, while the average credit card debt stands at $5,700. Combined data from the U.S. Census Bureau and the Federal Reserve allowed us to dive deeper into credit card debt in the United States, and look beyond the […]

Real Estate Industry Acronyms and Abbreviations

by

Real Estate Industry Acronyms and Abbreviations Within the real estate industry your realtor uses abbreviations and acronyms are often in everyday language. While these terms may seem familiar, their actual meaning may be confusing or different than expected. We have listed some common terms in the industry and explained what they mean. ABR® (The Accredited Buyer’s Representative) […]

Home Buying with SmartMortgage.com

by

Home Buying With SmartMortgage.com Whether you’re a first-time buyer purchasing a starter home or making a move up to your dream home, Christopher has the skill and knowledge to help you pick a loan program and manage the loan process through closing.  Doug Haldeman welcomes Christopher Beahm to the Cornerstone Studios as they talk about […]

Paying Cash For Your Home May Not Be The Best Plan

by

Paying Cash For Your Home Everywhere you turn, you hear how bad it is to carry around debt. So naturally, it’s logical to think that buying a home with cash – or sinking as much cash as possible into your home to avoid the massive debt associated with a mortgage, is the smartest choice for your […]