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        Call or Text: (314) 472-DOUG (3684)
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Tom Terbrock

Dear 20-Somethings, If You Don’t Know These 7 Important Things About Money and Finance, You’ll Regret It in 10 Years

January 18, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 7 important things about money and finance that 20-somethings must know. 1. Pay Yourself First 2. Learn how to Leverage the Power of Compound Interest 3. Grow Your Financial Education 4. Know Your Credit Score and Keep it Up 5. Live Within Your […]

Filed Under: Coach, Consultant, Financial Advisor, Life Planning, Personal Finance, Resources, Social Media, Success Tagged With: Tom Terbrock

Top 10 Tips For Time Management

January 18, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the top 10 tips for time management. 1. Never envisioning or thinking about tomorrow. 2. Not planning ahead. 3. Starting their day late. 4. Focusing on doing the wrong thing. 5. Getting distracted along the way. 6. Going through each day without aims, […]

Filed Under: Business Planning, Coach, Consultant, Financial Advisor, Life Planning, Personal Finance, Resources, Success Tagged With: Tom Terbrock

Time To Refinance

January 18, 2015 by Brittany Giamanco

We are in the beginning wave of a refinance tsunami. For the last 20 months interest rates have been above 4 percent. For the first time in almost two years interest rates are below 4 percent. A good way to look at this opportunity would be not the amount of money you could be saving […]

Filed Under: Consultant, Financial Advisor, Home Maintenance, Life Planning, Market News, Mortgage, Personal Finance, Resources, Success Tagged With: Tom Terbrock

Big Announcement: The Doug Haldeman Team Joins Forces With Cornerstone Mortgage, Inc.!

January 4, 2015 by Doug Haldeman

This segment announces the alliance of the Doug Haldeman Team and Cornerstone Mortgage, Inc.       Audio:

Filed Under: Expert Contributors, Mortgage, Resources, Success Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

20 Signs You’re Succeeding In Life Even If You Don’t Feel You Are

January 4, 2015 by Doug Haldeman

Frequently we don’t feel like we are moving forward in life because we aren’t giving ourselves enough credit.  This segment links to an article that will give you 20 signs that you may already be succeeding in life. The signs are courtesy of Carol Morgan from LifeHack.org    Audio:

Filed Under: Success Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

9 Powerful Financial Questions That Will Change Your Financial Life

January 4, 2015 by Doug Haldeman

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the questions that will change your financial life.   The questions were posed by Jan Shultis on LifeHack.org   9 Powerful Questions Audio:  Part 1 9 Powerful Questions Audio:  Part 2

Filed Under: Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

You Might Be Ready to Move If…Top 10 Reasons

November 16, 2014 by Doug Haldeman

We get called on a weekly basis from people that want to move.  We help by providing mortgages, and we help match you with the best Realtor. My contact info is listed below, reach out if you need help or advice. There are many reasons why someone wants to move.  Some are for positive life […]

Filed Under: Life Planning, Mortgage, Real Estate Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

Most Expensive Neighborhoods in St. Louis and Most Expensive House in America!

November 16, 2014 by Doug Haldeman

Do you know what neighborhoods in St. Louis are pulling in top dollar?  Huntleigh tops the list with a median list price of 2.35 Million and median sales price of 1.375 Million.  Huntleigh is followed by Ladue, Town & Country, Westwood, Clarkson Valley, St. Albans, Clayton, Frontenac, Des Peres, and Crystal Lake Park. The chart […]

Filed Under: Market News, Real Estate Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

7 Seller Disguises (What You Aren’t Seeing)

November 9, 2014 by Doug Haldeman

Nobody likes to point out their own flaws…especially sellers on homes.  Sellers are legally required to fill out a seller disclosure form to be up-front about issues with the home.  However, it is very common for the seller to not point out everything that you need to know.  A home inspection is vital to making […]

Filed Under: Home Buying, Home Maintenance, Home Selling, Inspector, Real Estate Tagged With: Doug Haldeman, Tammie Halde, Tom Terbrock

Heard of the Underwear Index? Economic Indicators that Aren’t Boring!

November 2, 2014 by Doug Haldeman

Do you think that most economic indicators are boring?  We sure do!  You can watch eyes glaze over when you start talking about economic indicators.  CPI, PPI, Unemployment, Non-Farms Payroll…most people don’t understand them and don’t care.  Here is a list of some indicators that we can all understand: Cardboard Box Shipments:  When the economy […]

Filed Under: Economist, Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

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Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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