How To Avoid Financial Baggage We’ve all dealt with people who’ve brought emotional baggage into our relationships. Sometimes, we might have even been the one with baggage in tow. But did you know that in addition to emotional baggage, there’s another kind of baggage that can throw […]
Personal Finance
Starting From Nothing
Everyone Starts From Nothing The first thing we want to point out is that everyone starts from nothing. Rich people, poor people, successful people, non-successful people, top achievers, non-achievers – all these people start from a place where they had nothing. Forget about family background, because these aren’t determinants of […]
Equifax Security Breach
Equifax Breach It’s likely you’ve now heard about the Equifax breach of over 140,000,000 American’s personal data. If you have a credit card, car loan, mortgage, or have even ever inquired about your credit it is very likely that you have been affected. Many people’s sensitive information […]
6 Rules To Be Smart With Your Money as a Couple
Smart With Your Money as a Couple It’s this simple: Money can ruin your marriage. In fact, it’s the number one problem in marriages and the number one cause of divorce. People often underestimate the commitment in merging two lives together. The reason we fight most about money is because it’s the most measurable. […]
6 Crucial Questions To Plan Your Mortgage
Loan Officer or Debt Strategist? In your last mortgage transaction were you working with a true mortgage professional? I believe that a true mortgage professional should be more than a Loan Officer, they should be your Debt Strategist. Many people have professionals managing all other parts of their financial […]
Top Strategies to Be Smart With Your Money
Decrease Debt The ideal scenario for people is to start with a fresh slate, decrease debt and still meet your monthly obligations. Defining your needs and wants is a great place to start. Unfortunately, this isn’t the case for most people. I know this story all too well.
Top 12 Kid Money Wasters
Kid Money Wasters- We all know that kids can be very expensive. There are many reasons that we end up spending more on our kids than necessary. Sometimes we’re worn down. Sometimes we think that we want them to have more than we did, so we spoil them! As I look at the financial picture […]
Big Announcement and Why We Do What We Do
Big Announcement We have had so much fun and it has been such a pleasure to have The Doug Haldeman Show on the air on 97.1FM for over 5 years. We are announcing that we are leaving the air to focus on our passion of helping people […]
The Millionaire Next Door: How To Grow Wealth
One of the most important books I’ve read in my life is “The Millionaire Next Door” by Thomas J Stanley. The book was written in 1996, and $1 million may not be as much as it used to be, but the concepts in the book still ring true. The book was written out of the research the authors did on the profiles of millionaires, or households with a net worth over $1 million. Let’s take a look at some of the key concepts of the book, and what the millionaire next door really looks like.
Having the “Money Talk” with Your Parents
Having the “Money Talk” with your Parents Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People tend to not like talking about money or death, so when you combine the two it can cause some discomfort. […]
