Is it smart to lock my interest rate while building a home? Generally construction takes four to six months to complete. The shorter the interest rate lock the better the interest rate. When you look at quoted market interest rates they are typically 30-day rate locks. Every 15 days after the original 30-day lock period rates increase […]
Mortgage
Kim Anderson, Residential Realtor/BHHS Select Properties
Kim Anderson, Residential Realtor with Berkshire Hathaway Select Properties joins Doug and Tammie for a glimpse in to what makes her a top realtor. Kim has been a realtor for 14 years and with her knowledge is able to serve her clients with wisdom and experience! Listen in as Kim talks about what has helped her become so […]
Scott Shafman, Senior Loan Officer for Cornerstone Mortgage
Scott Shafman has been a mortgage professional for 13 years, the last five of those spent at Cornerstone Mortgage as a Senior Loan Officer. Scott joins Doug and Tammie on todays show to discuss why he chose Cornerstone and goes in to detail about the process of determining which loan package is right for you.
Choosing the Right Type of Financing For You
On todays show Doug and Tammie discuss different types of loan packages available and the qualifications that are necessary to attain them. Doug specializes in helping people get the loan package that best suits their needs by using different tools such as strategic planning and credit consolations. If you would like a free credit consolation call or text Doug at 314-472-DOUG(3684). […]
Meet Real Estate Experts: Kristie Weber and Ryan Thies!
Our exclusive interview with Kristie Weber and Ryan Thies gives an inside look at their success formula! Contact them for real estate advice at: (314)333-2225 or visit TeamWeberRe.com
Going Beyond Pre-Approval
What is the difference between Pre-Qualification VS Pre-Approval? A Pre-Qualification is used to lure you in A Pre-Approval happens after you have shown documentation (Tax returns, W2s) Cornerstone goes further with an approach called the Diamond Approval. The Diamond Approval is when a Loan Officer takes a full file has it ran through Underwriting and an Underwriter […]
What’s The Difference Between a Mortgage Broker, Mortgage Banker, and Banks?
Heath Keller, a Senior Loan Officer at Cornerstone Mortgage joins Doug on todays show to shed light on what the differences are between a Mortgage Broker, Mortgage Banker, and Banks. Heath also gives insight on why he chose to work for Cornerstone.
When Is It Worth It to Refinance? Use Doug’s Refinance Formula to find out
Do you feel like it may be time to refinance but you just aren’t sure if it’s worth it? Use Doug’s refinance formula to figure out if it’s the right time for you.
Check The Real Estate Healthiness of Your Zip Code + Doug Answers a Listeners Budget Question
Doug & Tammie talk the top ten healthiest zip codes in our area, is one of them yours? Check out the other 80 to see how you rank. Plus, Doug answers a listeners question, how intense do I really have to be with my budget?
11 Great Reasons to Carry a Big, Long Mortgage
Doug explains what a big, long mortgage is and what the advantages of having one are on today’s show. 1. Your mortgage doesn’t affect your home’s value. 2. A mortgage won’t stop you from building equity in the house. 3. A mortgage is cheap money. 4. Your mortgage interest is tax-deductible. 5. Mortgage interest is […]
