Cornerstone Mortgage, Inc offers an amazing product that blows away other lenders. Doug Haldeman, Branch Manager at the St. Charles office location, discusses a new fast and safe way to pay off your home. Be sure to listen in to find out if this would be an option for you. If after hearing the show and […]
Mortgage
Testimonial To Doug Haldeman & Cornerstone Mortgage, Inc
Testimonial From First Time Home Buyer A testimonial from clients are the greatest reward given to any loan officer. Client Mike offers a viewpoint that many other first time home buyers may be faced with and how much Doug Haldeman was able to help him through his […]
Home Buying with SmartMortgage.com
Home Buying With SmartMortgage.com Whether you’re a first-time buyer purchasing a starter home or making a move up to your dream home, Christopher has the skill and knowledge to help you pick a loan program and manage the loan process through closing. Doug Haldeman welcomes Christopher Beahm to the Cornerstone Studios as they talk about […]
Cornerstone Mortgage Adds New Team Members
Cornerstone Mortgage, Inc Adds Team Members Jim Norton is a mortgage professional at Cornerstone Mortgage, Inc. With more than 20 years in the mortgage industry, Jim has the experience and product knowledge to assist borrowers with all of their financial needs. Whether it’s a purchase or refinance, Jim will help his clients understand all of […]
Why Are You Selling My Mortgage?
Selling Your Mortgage Isn’t Personal The sale of your loan is not personal and while you may be apprehensive about the potential sale there is nothing to fear, the only change you should notice is a different payment address. Why are mortgage loans sold? Lenders sell loans to clear their credit lines which allows them […]
Escrow or Not To Escrow
Escrow Accounts Homebuyers typically pay extra money into escrow accounts every month, along with their home loan payments. It’s kind of like having your mom or dad hold on to your money when you were a kid while you went and played. Escrow accounts can take the pain of losing your money or not being […]
Credit Score Basics
Credit Score Basics A credit score is based on the information drawn from your credit report and there are many different individual factors that are used to determine your score. Doug and Tammie go over some of these factors to help breakdown what your score is telling creditors. What makes up your credit score? Payment History: […]
Market Cycles with John Sprague
“If you’re not concerned about the market, you’re not paying attention!” – Gary Keller Join Doug Haldeman and John Sprague as they discuss the market cycles and how it may effect you. Through a deep, rich understanding of the market cycles you will be able to best position yourself to take advantage of another great […]
Why You Need a True Mortgage PRO!
Advertising will often make consumers believe that they can walk into their local bank or call an online lender to get a mortgage. This may be fine as long as your situation is simple. However, a large percentage of mortgage applicants have situations that make them unique. Mortgage guidelines change very rapidly. There are tax […]
Inquiries: Losing Points On Your Credit Score
How many points does a credit inquiry make you lose? You all know this person, and if you don’t it’s probably because it’s you. The person who opens up their wallet or purse to see every store credit card that is known to man/woman. This is all due to that delightful store clerk asking them […]
