• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • Skip to footer
  • Home
    • Doug Recording


    • Listen to Smart With Your Money

    • Become a Fan

      [salesforce form="4"]
  • About
      • About


        • Meet the Smart With Your Money Team, and get to know the real Doug Haldeman.

        • Meet Doug
      • Speaking


        • Looking for a Keynote Speaker at your next event?

        • Doug Haldeman
  • Expert Contributors
  • Smart With Your…
      • Buying a Home
          • Home Buying
          • Mortgage
          • Title Company
          • Builder
          • HUD Home Specialist
          • Inspector
          • Second Home


      • Selling a Home
          • Staging
          • Home Selling


      • Debt
          • Credit Repair
          • Debt
          • Car Finance Expert


      • Home Repair
          • Electrician
          • Home Maintenance
          • Waterproof Specialist
          • Contractor


      • Life
          • Attorney
          • Career Opportunities
          • Insurance
          • Publishing
          • Social Media
          • Coach
          • Personal Finance
          • Consultant
          • Family
          • Legal
          • Podcasts
          • Success
          • Business Planning
          • Consumer View
          • Life Planning
          • Political/ Mayor
          • Resources
          • Divorce
          • Probate
      • Financial Investments
          • CPA
          • Economist
          • Bankruptcy
          • Rural Property
          • Real Estate
          • Realtor
          • Investments / Rental Property
          • Developer
          • Financial Advisor
          • Fundraising
          • Market News
          • Surveyor
          • Taxes
  • Resources
  • Get a Mortgage


    • Thinking about buying a home or refinancing?



    • Doug Haldeman Cornerstone
  • Contact
      • Contact Us

        Call or Text: (314) 472-DOUG (3684)
        Email: [email protected]
        Visit: 1120 Wolfrum Rd #201, St Charles, MO 63304

Smart With Your Money

Your Real Estate, Mortgage, Personal Finance, and Credit Resource

  • HomeScout
  • Rate Alert Program
  • Sold Homes Report
  • Speaking

Mortgage

Should I Float or Lock My Interest Rate?

September 15, 2017 by Doug Haldeman

Getting a Home Loan: What You Need to Know About Your Interest Rate                     Interest rates are often a big part of the conversation when you are getting a home loan. Most people want to secure the lowest rate possible while still maintaining low fees and […]

Filed Under: Mortgage Tagged With: Interest rate

Renovation Loans: Finance Your Dream Home

September 10, 2017 by Doug Haldeman

Finance Your Dream Home with One Loan             Have you thought about buying a “fixer-upper”, but you’re not sure where to get the money for renovations? Maybe you have the money to renovate, but the thought of losing that much liquidity scares you. Perhaps, you have been in your home […]

Filed Under: Mortgage

6 Reasons to Refinance: How To Take Advantage of Appreciation and Low Rates

September 8, 2017 by Doug Haldeman

6 Reasons to Refinance   You may find that refinancing could save tens of thousands of dollars in interest and years of mortgage debt repayment. It does take some effort to get the process started. However, the time and effort spent could easily be worth it depending on your situation.  Here are 6 reasons to refinance, […]

Filed Under: Mortgage Tagged With: refinance

6 Crucial Questions To Plan Your Mortgage

September 3, 2017 by Doug Haldeman

Loan Officer or Debt Strategist?             In your last mortgage transaction were you working with a true mortgage professional? I believe that a true mortgage professional should be more than a Loan Officer, they should be your Debt Strategist. Many people have professionals managing all other parts of their financial […]

Filed Under: Mortgage, Personal Finance Tagged With: Doug Haldeman

11 Reasons to Carry a Big, Long Mortgage by Ric Edelman

August 19, 2017 by Doug Haldeman

The Truth About Money                 You may have heard that it’s best to have the smallest mortgage you can and to pay it off as quickly as possible. Or perhaps you have heard to save up as much money as you can to throw it all at your […]

Filed Under: Financial Advisor, Mortgage

How To Choose A Mortgage Lender with Nathan Grojean

August 6, 2017 by Doug Haldeman

Choosing a Mortgage Lender Buying a home is likely one of the biggest purchases you will ever make. You wouldn’t trust your car with just any mechanic, so why would you trust your home loan with just anyone who came up on an internet search? Choosing a mortgage lender is as big a part of […]

Filed Under: Mortgage

Strategies To Buy and Sell a Home At The Same Time

August 5, 2017 by Doug Haldeman

House

Unless you are one of the rare homeowners with the financial ability to pay two mortgages at once, buying a home before selling your current home is not really an option. Given the fact you need to sell your current home to pay for a new one, you will need to prepare yourself for a certain level of uncertainty.

Filed Under: Mortgage Tagged With: Buying a Home, selling a home

How To Qualify For A Mortgage When You’re Self-Employed

August 4, 2017 by Doug Haldeman

Self-Employed

It’s one of the American dreams to own your own business and work for yourself. There are many benefits that come with being your own boss, however there are some negatives as well. Being self-employed comes with its own set of difficulties, and qualifying for a mortgage can be one of them. I wanted to outline some of the things lenders look at when you’re self-employed, and what to expect when going through the process.

Filed Under: Mortgage Tagged With: Entrepreneur, Self-Employed

8 Steps to Take Before Buying Your First Home

July 30, 2017 by Doug Haldeman

It’s likely that buying your first home will be the biggest purchase of your life so far. Going from renting or living with family to being a homeowner is a big transition, and the process can be a little intimidating. You will no longer have a landlord to call on when something breaks, but homeownership is one of the largest vehicles for generating wealth. Let’s take a look at the 8 steps to take before buying your first home. 

Filed Under: Mortgage Tagged With: Buying a Home, Diamond Approval, First Time Home Buyer

HomeScout: Try the Newest Real Estate App!

July 28, 2017 by Doug Haldeman

If you are like most people, your home search begins online. Home Scout is the newest real estate app, it is invite only, and we wanted to offer you the chance to test it out!

Filed Under: Home Buying, Mortgage, Real Estate Tagged With: Home Scout, Home Scouting, Home Search, zillow

  • Page 1
  • Page 2
  • Page 3
  • Interim pages omitted …
  • Page 12
  • Go to Next Page »

Primary Sidebar

Search the Website

Listen to Smart With Your Money


 

Learn About…

  • Attorney
  • Author
  • Bankruptcy
  • Builder
  • Business Planning
  • Car Finance Expert
  • Career Opportunities
  • Coach
  • Consultant
  • Consumer View
  • Contractor
  • CPA
  • Credit Repair
  • Debt
  • Developer
  • Divorce
  • Economist
  • Electrician
  • Expert Contributors
  • Family
  • Financial Advisor
  • Fundraising
  • Home Buying
  • Home Maintenance
  • Home Selling
  • HUD Home Specialist
  • Inspector
  • Insurance
  • Investments / Rental Property
  • Legal
  • Life Planning
  • Market News
  • Mortgage
  • Personal Finance
  • Podcasts
  • Political/ Mayor
  • Publishing
  • Real Estate
  • Realtor
  • Resources
  • Rural Property
  • Second Home
  • Social Media
  • Staging
  • Success
  • Surveyor
  • Taxes
  • Title Company
  • Uncategorized
  • Waterproof Specialist

Footer

 
Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
Home
About
Expert Contributors
Resources
Get a Mortgage
Contact

Privacy Policy

© 2025 Smart With Your Money. All Rights Reserved. Website by Off-Center Design.