Providing Financial Assistance Recently a report came out asking people who invest in the market if they provide financial assistance to their adult children, their parents, or both. The results may surprise you.
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More Affordable Homeownership
More Affordable Homeownership For most people, housing is their biggest expense. Lowering your expenses in general and living below your means is a great way to increase savings and reduce debt. How do you get into a position of more affordable homeownership? We are going to outline a few solutions, and hopefully you can find […]
Good vs. Bad Mortgage Advice
The Worst Mortgage Advice Home Buyers Hear Buying a home can be a complicated process, and getting a mortgage is arguably the most complicated part. Having a professional that understands your needs will ease the pain of the process. Check out the common bad advice you may receive when getting a mortgage, and follow our […]
Paying Cash For Your Home May Not Be The Best Plan
Paying Cash For Your Home Everywhere you turn, you hear how bad it is to carry around debt. So naturally, it’s logical to think that buying a home with cash – or sinking as much cash as possible into your home to avoid the massive debt associated with a mortgage, is the smartest choice for your […]
How Much Down Payment Do I Need?
Down Payment The standard down payment has always been to put 20% down, and while this is not a bad idea, it is not always the best idea. Saving for a down payment is arguably the hardest part of buying a home. But, what if you have the money saved? How much of that should you […]
The Medicare Man: Hospital Visits
Ryan Raphael: The Medicare Man Ryan Raphael a.k.a. The Medicare Man is here to discuss hospital visits and how they affect you when you are on Medicare. As we get older it becomes more likely we will visit the hospital. Here are a few things you should know before you go.
Being Smart With Your Money as a College Graduate: 10 Tips
Being Smart With Your Money as a College Graduate: 10 Tips It’s the time of year where many people will graduating college and going into the “real” world. The party is winding down and reality will be setting in. College is not the easiest place to learn about finances. You’re taking on debt while not bringing […]
Property Investment Partnership
Message to Investors We are always looking to work with like-minded people who are looking to network and grow long term wealth. We specialize in all types of transactions and would be more than happy to work with you in regards to accomplishing your investment needs. For instance, if you like the idea of being […]
Buying Existing Home vs New Construction
Buying a House Buying a pre-existing home is an attractive option for many people because — in most cases — you can move into the home soon after closing. Benefits of Buying a House Some additional benefits of buying a home that already exists include: Upgrade costs can be delayed: Making upgrades on the home as you live […]
The Waiting Period After Foreclosure, Bankruptcy, or Short Sale
If you have lost your home through a foreclosure, short sale or bankruptcy and want to get another mortgage loan, you may be wondering how long you’ll have to wait. Your credit will take a hit after all of these situations, although possibly not as much as you think or for as long as you […]