What is an underwriting overlay? • Fannie Mae, Freddie Mac, FHA, and VA have underwriting guidelines that all lenders must follow if the loan is going to be sold to, insured by, or guaranteed by them • Lenders are allowed to add their own, more restrictive underwriting guidelines on top of these guidelines • The […]
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Who is Fannie Mae, Ginnie Mae & Freddie Mac?
A long time ago, in a country far, far away… wait…the country was the good old U.S. of A. and we were in the Great Depression. The government stepped in a variety of ways. They felt that the country needed a little help lifting itself out of this Depression as part of Franklin Delano Roosevelt’s New Deal , […]
Government Spending Gone Wild
Listen in to the show as we have open discussion about the Government spending gone wild! As the numbers keep going up on the US Debt Clock what kind of game plan does the government have to cut spending? Time will tell! The Doug Haldeman Show airs live on Sundays at 4pm to 5 pm.
Kurt Mollet with SM Wilson: Commercial Construction In Today’s Economy
Kurt Mollet with S. M. Wilson & Co. joins us in studio to review the process of building in today’s commercial economy. If you are looking to invest, remodel, build or buy a commercial building you may want to listen in to today’s show. Kurt demonstrates some new technology on blueprints in a 3D format […]
Government Shutdown How Is It Effecting The Home Buying Process?
The Doug Haldeman show holds a round table discussion about the government shutdown. They discuss the country’s situation, the media spin on things and how it is effecting consumer confidence. Doug discusses how it is effecting the home buying process and clears up some of the questions individuals may have if they are in the middle […]
Susan Carpenter, Owner/ MFP Benefits & HR Services, LLC: The Affordable Care Act or Not So Affordable Care Act?
Susan A. Carpenter, CCP, CEBS is an owner of MFP Employee Benefits & HR Services, LLC. She is a nationally recognized expert in the health and welfare industry. She has authored articles on Healthcare Reform, insurance plan design and funding. Susan is a frequent speaker on health insurance topics including the impact of health care […]
Stephen Burton/Waterproof Solutions: Is Your Foundation Settling?
Do you have cracked walls? Doors that won’t close? Bulging floors? Any of these can be signs of foundation problems. Foundation settlement can lead to major structural problems within your home. Stephen Burton with Waterproof Solutions joins the studio and shares with us about what solutions are available to help correct foundations that are settling. […]
Tracy Ellis/ Real Estate Agent- Re/Max Stars: You Are Cordially Invited To A Night Out At An Exclusive Estate In St. Albans’
Tracy Ellis with Re/Max Stars cordially invites you to an evening of wine tasting,cocktails, beer and appetizers with live music by Irie Sun located at an exclusive Estate located in St. Albans. The events proceeds go to the Missouri Military Memorial Foundation toward the erection of a memorial at Jefferson Barracks for the brave men […]
Wes Villhard/ Home Inspector Expert Contributior- HouseMaster: Entering Chimney Flu Season
Wes Villhard with Housemanster joins the studio to go over Chimney Flu Season. You are not immune to the possibility of some of the dangers that can come from owning a home with a fireplace just because last year it worked fine. There are several things on Wes’ checklist you may want to hear about […]
Stephen Burton/Waterproof Solutions: Will Work 4 Food
Stephen Burton with Waterproof Solutions joins us in the studio with his wife Patricia and his Mother-In-Law, Mary , with Feed My People. Feed My People is a 501(c)3 organization that helps those in need. They join us to discuss a fundraiser that will be taking place September 28th calle “Will Work 4 Food” at […]
