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        Call or Text: (314) 472-DOUG (3684)
        Email: doug@doughaldeman.com
        Visit: 1120 Wolfrum Rd #201, St Charles, MO 63304

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Personal Finance

Raising Your EQ: Emotional Intelligence

June 14, 2015 by Brittany Giamanco

Emotional intelligence is an interpersonal effectiveness that starts with your ability to recognize emotions, understand them, and realize how they affect the people around you. Perceiving, reasoning, understanding, and learning how to manage your emotions are four steps to build up your EQ. Emotional intelligence really ties in to your success at life whether it be work, […]

Filed Under: Life Planning, Personal Finance

Scott Shafman, Senior Loan Officer for Cornerstone Mortgage

May 10, 2015 by Brittany Giamanco

Scott Shafman has been a mortgage professional for 13 years, the last five of those spent at Cornerstone Mortgage as a Senior Loan Officer. Scott joins Doug and Tammie on todays show to discuss why he chose Cornerstone and goes in to detail about the process of determining which loan package is right for you.

Filed Under: Home Buying, Home Maintenance, Life Planning, Mortgage, Personal Finance, Real Estate, Realtor Tagged With: Kim Anderson, Scott Shafman, Tom Terbrock

Kids Chore Chart System

March 22, 2015 by Doug Haldeman

Doug and Tammie agree that raising children to be responsible adults takes organization and teamwork.  They have tried and failed on other Chore Chart Systems so far the one they have landed on is working and wanted to share the details. Here’s how it works: Personalized Chore Chart It starts with the weekly Personal Chores.  Each child […]

Filed Under: Family, Personal Finance

Financial & Marital Harmony

March 15, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman alongside Producer Tom Terbrock discuss the number one problem in marriages: money, and what you should be doing to avoid the issue. It’s this simple: Money can ruin your marriage. In fact, it’s the number one problem in marriages and the number one cause of divorce. People often underestimate […]

Filed Under: Consultant, Family, Financial Advisor, Life Planning, Personal Finance, Success Tagged With: Tom Terbrock

St. Louis Real Estate News

March 15, 2015 by Brittany Giamanco

Two St Louis Areas were the most profitable zips in the U.S. for flipping property in 4th quarter Two zip codes in the city of St Louis made RealtyTrac’s list of “Zips with the highest gross returns (from flipping property)” for 4th quarter, 2014.  The 63139 zip code, which includes the Dog Town area of […]

Filed Under: Family, Home Buying, Home Maintenance, Home Selling, Life Planning, Mortgage, Personal Finance, Real Estate, Resources, Success Tagged With: Dennis Norman, Tom Terbrock

FREE Home Buying Class with Doug Haldeman on March 12th, 2015

March 8, 2015 by Brittany Giamanco

Doug Haldeman alongside The Cooper Group powered by Keller Williams Realty will be hosting a FREE hands-on home buying class March 12th, 2015 from 6:30-8pm at Cornerstone Mortgage, Inc. 17280 North Outer Forty Road #100 Chesterfield, MO 63005

Filed Under: Coach, Consultant, Family, Financial Advisor, Home Buying, Life Planning, Mortgage, Personal Finance, Real Estate, Success Tagged With: Cassie Hyde, Maggie McDonald, Tom Terbrock

Stress During The Home Buying Process With Ryan Leach

February 22, 2015 by Brittany Giamanco

Filed Under: Family, Financial Advisor, Home Buying, Insurance, Life Planning, Mortgage, Personal Finance, Real Estate, Success Tagged With: Ryan Leach, Tom Terbrock

St. Charles County Assessor Scott Shipman Talks Personal Property & Property Taxes

February 15, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman alongside Producer Tom Terbrock and St. Charles County Assessor Scott Shipman discuss everything you need to know about Personal Property Tax and Property Tax:

Filed Under: Consultant, Family, Financial Advisor, Personal Finance Tagged With: Scott Shipman, Tom Terbrock

PMI

February 8, 2015 by Brittany Giamanco

Tune in with Doug Haldeman and Adrian Kleeschulte of Cornerstone Mortgage along side Tom Terbrock while they discuss everything you need to know about PMI:

Filed Under: Consultant, Home Buying, Legal, Life Planning, Mortgage, Personal Finance Tagged With: Adrian Kleeschulte, Cornerstone Mortgage, Tom Terbrock

What Can Kill A Deal

February 8, 2015 by Brittany Giamanco

Listen in as Doug Haldeman and Adrian Kleeschulte of Cornerstone Mortgage along side Tom Terbrock discuss the following topics and how they can kill a deal: -Write offs on tax returns -Undisclosed property -Misunderstandings about employment -Making a purchase during the process -Surprises on credit -Home inspections -Bad lender

Filed Under: Consultant, Credit Repair, Home Buying, Inspector, Life Planning, Mortgage, Personal Finance, Uncategorized Tagged With: Adrian Kleeschulte, Tom Terbrock

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Call or Text: (314) 472-DOUG (3684)
Email: doug@doughaldeman.com
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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