Listen in as Doug and Tammie talk about the purpose and principles of the Doug Haldeman Show. Principles: Living below your means Having a written budget Save first, then spend what is left (versus the opposite) Manage the details in life Maximize your credit score
Personal Finance
Tips For A Smooth Loan Approval
Getting a pre-approval is one step of the mortgage approval process. Having a smooth loan process depends partially on you. As a potential homeowner you must remain responsible throughout the process. In the end only you can determine your future. Here are some tips to help you stay connected to your end goals. DO continue […]
How Will Trump Affect The US
There are a lot of issues that Mr. Trump will need to address during his presidency. The key is to understand how will Trump effect the US. How will Trump and Congress get along? Republicans have control of the White House, the Senate and the House, but that doesn’t mean he will have an easy time […]
Buying A Home Comfortably
Buying A Home Comfortably When you begin your home search it is always a good idea to figure out how much home you can comfortably afford. You may have been preaqualified for a certain amount but will that allow you to live as you would like to live. We are going to take a look […]
FHA Loosens Condo Requirements
Condos, which are often popular housing options for many younger and first-time homebuyers, are also viable living arrangements for older homeowners who seek a more active and urban lifestyle, or a more maintenance-free quality of life. Current blanket certification policies, however, have restricted not only many would-be buyers from purchasing condo units, but have also […]
Improving Your Financial Freedom
Improving Your Personal Financial Freedom Improving your personal finances may seem impossible and being in debt can be a stressful experience. No matter what your circumstance is, if you signed for a loan, you are obligated to pay it back. If you have a life altering experience like losing a job, getting into an accident, or […]
Why Your Score May Have Dropped
4 Surprising Reasons Why Your Scores Might Have Dropped By ANNA TRINH You’re on top of your finances — your payment history is flawless, you keep your utilization below 30 percent and your accounts are in good standing. However, when you log in to receive your eagerly awaited score update, you see that your score […]
Detox Your Spending
Summer spending is one of the highest moments of our financial yearly budget. It is filled with vacations, extra food because the kids are home, daycare expense increases, parties, events and more. What is a financial cleanse? A financial cleanse is similar to a diet. After overindulging in too many sweet treats or fast food […]
Tips To Make Your Finances Less Frustrating
Have you had a similarly frustrating experience when paying your bills or managing your finances? As part of National Moment of Frustration Day on Oct. 12, we’re sharing five things you can do to make managing your finances easier. 1. Automate your finances to minimize late payments. Through auto-pay, you can rest easy knowing that […]
Trump’s vs Clinton’s Political Plans
Comparing The Political Plans The 2016 Presidential candidates are Hillary Clinton (Democrat) and Donald Trump (Republican). Their party affiliation helps you understand their economic plans. By understanding these political plans and affliations will make you an informed voter. Keynesian Theory Democrats promote the Keynesian theory. It says government spending and tax cuts boost economic growth […]
