On today’s show Doug addresses credit report questions sent in by listeners and gives great credit advice. If you’re looking for a mortgage and need professional financial advice reach out to Doug call/text (314) 472-DOUG (3684)
Credit Repair
Inquiries: Losing Points On Your Credit Score
How many points does a credit inquiry make you lose? You all know this person, and if you don’t it’s probably because it’s you. The person who opens up their wallet or purse to see every store credit card that is known to man/woman. This is all due to that delightful store clerk asking them […]
How To Choose Which Debts To Pay Off First
Even most experts make the wrong choices when choosing which debts to pay off first. For an example if you received $30,000 and you are faced with the decision on what debt to pay first will you make the right choice? Andy Prescott from the artofbeingcheap.com approached this topic. Check out his post at: The […]
Building a Credit Score From Scratch: 5 Easy Steps
In the studio today Doug discusses his experience with borrowers who are looking for a mortgage but have no credit. Building credit can be tricky but if you follow these 5 easy steps you can work your way up to an excellent credit score while building a solid credit history.
Greek Debt Crisis: Greek MPs to Debate Controversial Reforms Plan
Greek MPs are to debate new proposals sent to the country’s creditors with the aim of getting a third bailout and averting a possible exit from the euro. The plans contain controversial elements, including pension reforms and tax rises, that were rejected at a referendum called by PM Alexis Tsipras. The EU and other creditors are studying […]
What Can Kill A Deal
Listen in as Doug Haldeman and Adrian Kleeschulte of Cornerstone Mortgage along side Tom Terbrock discuss the following topics and how they can kill a deal: -Write offs on tax returns -Undisclosed property -Misunderstandings about employment -Making a purchase during the process -Surprises on credit -Home inspections -Bad lender
Debt Collection Practices
Listen in as Doug and Tammie Haldeman alongside Tom Terbrock and Stephen Schultz with Schultz & Myers law firm discuss questions about debt collection practices. Collection Agencies Vs. Auto dialers When it comes to different types of debts the Federal Trade Commission is the governing body. What types of debts are covered by this act? If […]
5 Credit Habits to Break in 2015
Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the most important habits to break in the new year.
Preparing for Your Climb to the Top
Alison Levine made an amazing trek to the top of Mount Everest, a feat most of us cannot even imagine attempting. She recently spoke about the experience, describing extensive preparations she had to make for the climb. The human body, she explained, cannot tolerate the extremely high altitude and unusual atmospheric conditions of Mount Everest […]
Your Credit Matters: Waiting Too Long To Work On Your Credit
Doug Haldeman covers the steps you can take on your credit recovery. Most people don’t want to have to deal with credit on a regular basis. there is detail work that just seems like too much work. Doug has narrowed down to some steps you can take to begin the process he is also there […]