Property Rehab When buying property for rehablilitation, it is really important to do your house clean-up and repairs in proper order. You don’t want to get ahead of yourself or waste time and money having to do things twice. Approach the rehab process systematically and do not frustrated if everything does not go according to […]
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Cornerstone Mortgage Adds New Team Members
Cornerstone Mortgage, Inc Adds Team Members Jim Norton is a mortgage professional at Cornerstone Mortgage, Inc. With more than 20 years in the mortgage industry, Jim has the experience and product knowledge to assist borrowers with all of their financial needs. Whether it’s a purchase or refinance, Jim will help his clients understand all of […]
Why Are You Selling My Mortgage?
Selling Your Mortgage Isn’t Personal The sale of your loan is not personal and while you may be apprehensive about the potential sale there is nothing to fear, the only change you should notice is a different payment address. Why are mortgage loans sold? Lenders sell loans to clear their credit lines which allows them […]
Homeowner Money Saving Tips
Homeowner Money Saving Tips So you just bought a home, first of all congratulations! Maybe you have lived in your home for awhile now, congratulations. Whatever the case is owning a home is a milestone in life for most people. If you are settled in and now want to focus on saving money then check […]
Flea Market Do’s and Don’ts
Flea Market Finds Flea Markets can be fun and challenging and since you never know what you will find you need to keep an open mind and go in with a game plan. What to do Plan Ahead: Make two lists: One for items you need right away and one for projects or items you […]
Escrow or Not To Escrow
Escrow Accounts Homebuyers typically pay extra money into escrow accounts every month, along with their home loan payments. It’s kind of like having your mom or dad hold on to your money when you were a kid while you went and played. Escrow accounts can take the pain of losing your money or not being […]
Credit Score Basics
Credit Score Basics A credit score is based on the information drawn from your credit report and there are many different individual factors that are used to determine your score. Doug and Tammie go over some of these factors to help breakdown what your score is telling creditors. What makes up your credit score? Payment History: […]
When Should I Refinance My Mortgage?
Refinance My Mortgage Homeowners face many decisions when owning a home. One of them is deciding if it is time to refinance their mortgage. Their are a tone of advertisements out there promising lower interest rates and cheaper mortgage payments, but refinancing is not always the answer for everyone who owns a home. You may […]
Identity Theft Refund Fraud
Identity Theft There have been lots of stories over the past few months on identity theft and how the information can be used against you. You may have heard something about stolen identity tax fraud. You may even have been a victim of it. It’s the biggest tax scam around now. We used to watch […]
Identity Theft: Stolen Identity Refund Fraud
Identity Theft is no fun to have to go through and having your identity stolen is unfortunately becoming common place these days. In the movies we would watch a person meeting Guido in the back alley or the characters in the movies were placed in the witness protection program with a new identity. Maybe you were […]
