We get called on a weekly basis from people that want to move. We help by providing mortgages, and we help match you with the best Realtor. My contact info is listed below, reach out if you need help or advice. There are many reasons why someone wants to move. Some are for positive life […]
Most Expensive Neighborhoods in St. Louis and Most Expensive House in America!
Do you know what neighborhoods in St. Louis are pulling in top dollar? Huntleigh tops the list with a median list price of 2.35 Million and median sales price of 1.375 Million. Huntleigh is followed by Ladue, Town & Country, Westwood, Clarkson Valley, St. Albans, Clayton, Frontenac, Des Peres, and Crystal Lake Park. The chart […]
7 Seller Disguises (What You Aren’t Seeing)
Nobody likes to point out their own flaws…especially sellers on homes. Sellers are legally required to fill out a seller disclosure form to be up-front about issues with the home. However, it is very common for the seller to not point out everything that you need to know. A home inspection is vital to making […]
Heard of the Underwear Index? Economic Indicators that Aren’t Boring!
Do you think that most economic indicators are boring? We sure do! You can watch eyes glaze over when you start talking about economic indicators. CPI, PPI, Unemployment, Non-Farms Payroll…most people don’t understand them and don’t care. Here is a list of some indicators that we can all understand: Cardboard Box Shipments: When the economy […]
Obscure Income When Qualifying for a Mortgage
Did you ever think that you could qualify for a mortgage and then couldn’t? We go inside Fannie Mae’s guidelines to give you the true bottom line on what income actually CAN be used to qualify for a mortgage. Qualifying for a mortgage is much easier if you get paid a salary or hourly wage […]
Success Story – Super-Jumbo Mortgage for Busy Doctors
Recently our team closed a loan for a couple that were both doctors. With their busy schedule, they hadn’t taken the time to refinance out of their adjustable rate mortgage (ARM) into a fixed interest rate loan. As part of our database updates we were able to reach out to them so they could take […]
Are You Broke or Poor?
Doug and Tammie review an article by Dave Ramsey called 25 Myths Broke People Believe. Link to the original article: http://www.daveramsey.com/blog/25-myths-broke-people-believe We’ve all fallen victim to some of these myths. Listen to find out if any apply to you! Audio 1: Audio 2:
Are you on the Path2Buy?
Why don’t more renters buy homes? A survey of 318 renters was very revealing as there were 7 1/2 reasons that were identified. Doug Haldeman recently became certified as a Path2Buy Homeownership Coach. If you are a renter or know a renter that needs to get on the Path2Buy, visit our site and watch the […]
Liquidity, Big Lenders Losing Business, and a Great New Resource
Lack of Liquidity: The 800 pound gorilla that can crush you! People don’t keep enough of an emergency fund, and it creates crisis situations when something unexpected happens. Car repair Medical issue Hospital/Doctor bills – especially with higher deductibles Time missed at work Major house repair Roof People live on the edge of their budget. […]
Are the Haldeman’s the Next Brady Bunch?
Doug and Tammie give a family update and cover what it’s like to have eight kids in a blended family. Listen in to find out how finances and time management look completely different in a large family. Audio:
