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        Call or Text: (314) 472-DOUG (3684)
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Doug Haldeman

Most Expensive Neighborhoods in St. Louis and Most Expensive House in America!

November 16, 2014 by Doug Haldeman

Do you know what neighborhoods in St. Louis are pulling in top dollar?  Huntleigh tops the list with a median list price of 2.35 Million and median sales price of 1.375 Million.  Huntleigh is followed by Ladue, Town & Country, Westwood, Clarkson Valley, St. Albans, Clayton, Frontenac, Des Peres, and Crystal Lake Park. The chart […]

Filed Under: Market News, Real Estate Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

7 Seller Disguises (What You Aren’t Seeing)

November 9, 2014 by Doug Haldeman

Nobody likes to point out their own flaws…especially sellers on homes.  Sellers are legally required to fill out a seller disclosure form to be up-front about issues with the home.  However, it is very common for the seller to not point out everything that you need to know.  A home inspection is vital to making […]

Filed Under: Home Buying, Home Maintenance, Home Selling, Inspector, Real Estate Tagged With: Doug Haldeman, Tammie Halde, Tom Terbrock

Heard of the Underwear Index? Economic Indicators that Aren’t Boring!

November 2, 2014 by Doug Haldeman

Do you think that most economic indicators are boring?  We sure do!  You can watch eyes glaze over when you start talking about economic indicators.  CPI, PPI, Unemployment, Non-Farms Payroll…most people don’t understand them and don’t care.  Here is a list of some indicators that we can all understand: Cardboard Box Shipments:  When the economy […]

Filed Under: Economist, Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

Obscure Income When Qualifying for a Mortgage

November 1, 2014 by Doug Haldeman

Did you ever think that you could qualify for a mortgage and then couldn’t?  We go inside Fannie Mae’s guidelines to give you the true bottom line on what income actually CAN be used to qualify for a mortgage.  Qualifying for a mortgage is much easier if you get paid a salary or hourly wage […]

Filed Under: Home Buying, Mortgage, Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

Success Story – Super-Jumbo Mortgage for Busy Doctors

October 31, 2014 by Doug Haldeman

Recently our team closed a loan for a couple that were both doctors.  With their busy schedule, they hadn’t taken the time to refinance out of their adjustable rate mortgage (ARM) into a fixed interest rate loan.  As part of our database updates we were able to reach out to them so they could take […]

Filed Under: Mortgage, Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman, Tom Terbrock

Are You Broke or Poor?

October 26, 2014 by Doug Haldeman

Doug and Tammie review an article by Dave Ramsey called 25 Myths Broke People Believe. Link to the original article:  http://www.daveramsey.com/blog/25-myths-broke-people-believe We’ve all fallen victim to some of these myths.  Listen to find out if any apply to you! Audio 1: Audio 2:

Filed Under: Personal Finance Tagged With: Doug Haldeman, Tammie Haldeman

Are you on the Path2Buy?

October 26, 2014 by Doug Haldeman

Why don’t more renters buy homes?  A survey of 318 renters was very revealing as there were 7 1/2 reasons that were identified. Doug Haldeman recently became certified as a Path2Buy Homeownership Coach.  If you are a renter or know a renter that needs to get on the Path2Buy, visit our site and watch the […]

Filed Under: Mortgage, Personal Finance, Real Estate Tagged With: Doug Haldeman, Tammie Haldeman

Liquidity, Big Lenders Losing Business, and a Great New Resource

October 26, 2014 by Doug Haldeman

Lack of Liquidity:  The 800 pound gorilla that can crush you! People don’t keep enough of an emergency fund, and it creates crisis situations when something unexpected happens. Car repair Medical issue Hospital/Doctor bills – especially with higher deductibles Time missed at work Major house repair Roof People live on the edge of their budget. […]

Filed Under: Market News, Mortgage, Personal Finance, Resources Tagged With: Doug Haldeman, Tammie Haldeman

Are the Haldeman’s the Next Brady Bunch?

October 20, 2014 by Doug Haldeman

Doug and Tammie give a family update and cover what it’s like to have eight kids in a blended family.  Listen in to find out how finances and time management look completely different in a large family.       Audio:

Filed Under: Uncategorized

Realtor Safety

October 19, 2014 by Doug Haldeman

The murder of Beverly Carter in Arkansas sent shock waves through the Realtor community nationally.  This case brought awareness to all Realtors about their vulnerability, and the precautions that are necessary.  Maggie MacDonald from Cooper Realty Group at Keller Williams joins us in studio as we talk about some of the changes that have been […]

Filed Under: Real Estate, Realtor Tagged With: Maggie MacDonald

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Call or Text: (314) 472-DOUG (3684)
Email: doug@doughaldeman.com
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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