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        Call or Text: (314) 472-DOUG (3684)
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        Visit: 1120 Wolfrum Rd #201, St Charles, MO 63304

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Tom Terbrock

St. Charles County Assessor Scott Shipman Talks Personal Property & Property Taxes

February 15, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman alongside Producer Tom Terbrock and St. Charles County Assessor Scott Shipman discuss everything you need to know about Personal Property Tax and Property Tax:

Filed Under: Consultant, Family, Financial Advisor, Personal Finance Tagged With: Scott Shipman, Tom Terbrock

PMI

February 8, 2015 by Brittany Giamanco

Tune in with Doug Haldeman and Adrian Kleeschulte of Cornerstone Mortgage along side Tom Terbrock while they discuss everything you need to know about PMI:

Filed Under: Consultant, Home Buying, Legal, Life Planning, Mortgage, Personal Finance Tagged With: Adrian Kleeschulte, Cornerstone Mortgage, Tom Terbrock

What Can Kill A Deal

February 8, 2015 by Brittany Giamanco

Listen in as Doug Haldeman and Adrian Kleeschulte of Cornerstone Mortgage along side Tom Terbrock discuss the following topics and how they can kill a deal: -Write offs on tax returns -Undisclosed property -Misunderstandings about employment -Making a purchase during the process -Surprises on credit -Home inspections -Bad lender

Filed Under: Consultant, Credit Repair, Home Buying, Inspector, Life Planning, Mortgage, Personal Finance, Uncategorized Tagged With: Adrian Kleeschulte, Tom Terbrock

Why Cornerstone Mortgage?

February 8, 2015 by Brittany Giamanco

Cornerstone Mortgage, Inc. continues to be one of the leading retail Mortgage Bankers each year. Cornerstone Mortgage, Inc. was named A Top 100 Mortgage Company in America by Mortgage Executive Magazine. Cornerstone has been featured as one of the fastest growing mortgage companies in America by INC. 500/5000 for 4 years in a row. Revenues […]

Filed Under: Consultant, Home Buying, HUD Home Specialist, Life Planning, Mortgage, Personal Finance, Success Tagged With: Adrian Kleeschulte, Cornerstone Mortgage, Tom Terbrock

Faking A Predictable Paycheck When You Have Fluctuating Income

February 1, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman along side Tom Terbrock discuss how to develop a strategy that will allow you to “fake” a steady, predictable paycheck in the midst of fluctuating income and why it’s worth it to go through the trouble. 1. Calculate Your Ideal “Fake” Salary 2. Deposit All Your Income Into […]

Filed Under: Consultant, Life Planning, Personal Finance, Success Tagged With: Tom Terbrock

Dear 40-somethings, Find Balance in Your Life With These 6 Financial Tips

February 1, 2015 by Brittany Giamanco

If you’re in your 40s, you could be considered a late baby bloomer or Generation X. Either way, you’re at a time in your life when you’re putting youth aside and should be doing some financial planning for your future and your family’s future. Listen in as Doug and Tammie Haldeman along with Tom Terbrock […]

Filed Under: Coach, Consultant, Family, Financial Advisor, Insurance, Life Planning, Personal Finance, Success Tagged With: Tom Terbrock

It Pays to Pay Attention: 10 Everyday Details Worth a Second Glance

February 1, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 10 everyday details worth a second glance. 1. Shopping Receipts 2. Medical Bills 3. Recurring Charges 4. Yearly Taxes 5. Insurance Policies 6. Credit Report/ ID Theft 7. Extended Warranties 8. Direct Deposits 9. Reviewing Bank Statements 10. Knowing the Interest Rates

Filed Under: Coach, Consultant, Family, Financial Advisor, Insurance, Life Planning, Personal Finance, Success, Uncategorized Tagged With: Tom Terbrock

Home Scouting Updated VIP Code

January 25, 2015 by Doug Haldeman

Home scouting is one of the best programs to use when searching for new properties. Some people might use Zillow or Trulia but the issue with these real estate search engines is that they are missing at least 30% of the listings that are out there. These websites don’t have direct access to the MLS […]

Filed Under: Coach, Consultant, Home Buying, Investments / Rental Property, Life Planning, Real Estate, Realtor, Resources, Social Media, Uncategorized Tagged With: Tom Terbrock

Dear 30-Somethings, I Hope You Won’t Make These Mistakes in Life

January 25, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 10 mistakes 30-somethings shouldn’t be making. 1. Making Work a Priority 2. Forgetting Your Passion for Money 3. Not Taking Care of Your Body 4. Neglecting Your Family 5. Being Negative 6. Thinking You’re Too Old 7. Forgetting Yourself 8. Living Too Safely 9. Not Traveling Enough […]

Filed Under: Coach, Consultant Tagged With: Tom Terbrock

Debt Collection Practices

January 25, 2015 by Brittany Giamanco

Listen in as Doug and Tammie Haldeman alongside Tom Terbrock and Stephen Schultz with Schultz & Myers law firm discuss questions about debt collection practices.   Collection Agencies Vs. Auto dialers When it comes to different types of debts the Federal Trade Commission is the governing body. What types of debts are covered by this act? If […]

Filed Under: Consultant, Credit Repair, Expert Contributors, Legal, Personal Finance Tagged With: stephen schultz, Tom Terbrock

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Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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