Equifax Breach It’s likely you’ve now heard about the Equifax breach of over 140,000,000 American’s personal data. If you have a credit card, car loan, mortgage, or have even ever inquired about your credit it is very likely that you have been affected. Many people’s sensitive information […]
Credit Score
Credit Inquiries: How Do They Affect Your Credit Score?
Credit Inquiry Most of us know that a credit inquiry has an affect on our overall score. There is a lot of misunderstanding about how they can affect your score. The easy answer is that it is the frequency and proximity of inquiries that has the greatest effect. Basically, the more you have your credit […]
Fundamental Financial Principles
Focus on Fundamentals One of the things I’m not sure I’ve had the opportunity to share is my purpose for creating the show. Creating Smart With Your Money came about as a way for me to share the information I’ve learned throughout my life with other people. Through the years I’ve […]
Why Your Score May Have Dropped
4 Surprising Reasons Why Your Scores Might Have Dropped By ANNA TRINH You’re on top of your finances — your payment history is flawless, you keep your utilization below 30 percent and your accounts are in good standing. However, when you log in to receive your eagerly awaited score update, you see that your score […]
Credit Score Basics
Credit Score Basics A credit score is based on the information drawn from your credit report and there are many different individual factors that are used to determine your score. Doug and Tammie go over some of these factors to help breakdown what your score is telling creditors. What makes up your credit score? Payment History: […]
