Doug and Tammie Haldeman share the “Top 10 Tips For A Thrifty Christmas”. They share some of their family traditions and ways you can really save money this season and not be in debt next year. Follow the link: Top 10 Tips For A Thrifty Christmas If you find yourself overspending this season give Doug a […]
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Diane Denny with Prudential Select Properties
Diane Denny with Prudential Select Properties joins us in the studios today to talk to us about the Real Estate Market. She shares with us on what it takes to buy and sell in today’s market. Diane has been licensed in real estate for 25+ years. Top agent company-wide 12 years in a row! Published in […]
What Is The Qualified Mortgage Rule? Does It Apply To Me?
Doug explains what the QM & QRM rules are and how they apply to borrowers in today’s market. QM (Qualified Mortgage Rule) was intended in Dodd-Frank to define a minimum loan standard, not to define a low risk loan. QRM was intended to set a standard for loans placed in a mortgage backed security […]
Liza Hausman-Vice President/ Houzz: An App That Provides You With Decorating Ideas From The Pro’s
Houzz is the leading platform for home remodeling and design, providing people with everything they need to improve their homes from start to finish. Online or from your mobile device you can see over 2 million high resolution photos to discover what your next home improvement or house can look like. Visit www.houzz.com to learn […]
Stump The Lender with Doug Haldeman: Seasoning Your Mortgage
Listeners have asked the Questions! Let’s see if we can stump Doug on the answers to their questions. Have you heard about seasoning your mortgage? What if I pay cash for a property? Can I then refinance to get my money back? Listener Question…I put 10% down payment on a property that I bought 6 […]
Gaspare Calvaruso/ SSM St Joseph Health Center: Understanding Healthcare Costs
Listen in today! With the Affordable Care Act, or Obamacare, going into effect on January 1st, 2014, the spotlight is being put on healthcare. We are joined by Gaspare Calvaruso, the President of SSM St. Joseph Health Center to help us understand the cost structure of healthcare, and what you can do to save money. […]
Meri Broadway/Morse Mill Hotel – I Ain’t Afraid Of No Ghosts
To get in the Halloween mood, we invited Meri Broadway with Morse Mill Hotel to talk about the history of the hotel and it’s extra special guests that still reside there. Originally built as a one-room house in 1816, the Morse Mill Hotel grew to 5,300 square feet under the watchful eye of engineer John […]
Agency Underwriting Guidelines Versus Investor Overlays
What is an underwriting overlay? • Fannie Mae, Freddie Mac, FHA, and VA have underwriting guidelines that all lenders must follow if the loan is going to be sold to, insured by, or guaranteed by them • Lenders are allowed to add their own, more restrictive underwriting guidelines on top of these guidelines • The […]
Kurt Mollet with SM Wilson: Commercial Construction In Today’s Economy
Kurt Mollet with S. M. Wilson & Co. joins us in studio to review the process of building in today’s commercial economy. If you are looking to invest, remodel, build or buy a commercial building you may want to listen in to today’s show. Kurt demonstrates some new technology on blueprints in a 3D format […]
Government Shutdown How Is It Effecting The Home Buying Process?
The Doug Haldeman show holds a round table discussion about the government shutdown. They discuss the country’s situation, the media spin on things and how it is effecting consumer confidence. Doug discusses how it is effecting the home buying process and clears up some of the questions individuals may have if they are in the middle […]
