Remember the show Money Pit? Did the Fielding’s aka Tom Hanks and Shelly Long carry forward their money baggage from their past? Have you ever wanted something so bad you are willing to believe the con? Doug and Tammie are joined by their son Derek to discuss what financial baggage people carry around. The discussion challenges […]
Life Planning
Survival At Home: 45 Ways To Save Money
Doug and Tammie share a greate article from Survival at Home. It’s no secret that life is expensive. The bad news is, it gets more expensive every year. Inflation drives up the cost of living, gas prices go up year after year, and the older your kids get, the more they eat (so learn to save […]
Managing Money During Major Life Events
Are you getting married, divorced? Have you lost your job? How about a baby? or Buying your first home? We have put together some thought provoking ideas to slow you down and think how you can be prepared for effectively managing your money during some of these major life events. Marriage Discuss finances early on. If […]
SHORT SALES WITH KAYSER LAW FIRM
Short Sales are the “New Normal” for homeowners with mortgages. Without a negotiator you could be losing out on someone in your corner. Elizabeth Kayser and Ryan Hyde of Kayser Law Firm joins Doug and Tammie in the Cornerstone Studio to explain and dispel any myths of what a Short Sale is. Simply put, short sales begin […]
Selling A Home To A Relative With John Niemann & Doug Haldeman
Generally, the Internal Revenue Service doesn’t care who you sell your house to. Whether it’s going to your son, your second cousin or a stranger, you’ll pay the same taxes and get the same treatment. However, there are a few special situations where the IRS takes a more careful look. Generally, if you’re setting up […]
How To Make Financial Planning Easy With A Simple Checklist
Each person’s individual plan will differ, but once you have the checklist, you can fill in the specifics and monitor it regularly. If you have doubts or questions, work with a trusted professional who can help make it easy for you. In the meantime we wanted give you the four essential pillars of a financial […]
Why A Baby Boomer May Want To Downsize
Did you know that boomers will turn 65 at a rate of about 8,000 a day for the next 18 years? That’s a lot of American homeowners who are reaching retirement age and starting to think about their next phase in life. If you or your parents fall into this category, it could be a […]
Is Putting in an Early Bid on a House Worth it?
Most home buyers carefully consider putting in an offer on a new listing, how long should you wait to make the bid? When should you hold back on putting your bid in? Unfortunately, there’s no practical advice for this timeline. The pace of home buying is determined in two parts, by the market and by […]
The Importance of Dealing with a Mortgage Expert
Heath Keller, senior loan officer at Cornerstone Mortgage joins Doug and Tammie in studio to discuss the importance of dealing with a mortgage expert. Tune in to 97.1 today @ 4pm or listen to the audio to learn more about CoSigners on loans (aka Non-Occupant CoBorrowers), Loan Quality Initiative, using gift funds, and more!
The 5 Cs of Lending
When you apply for a loan, lenders assess your credit risk based on a number of factors which will include: credit/payment history, income, student loans, and your overall financial situation. On todays show Doug goes over information that will help explain these factors, also known as the 5 Cs, so that you can get a […]
