Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the top 10 tips for time management. 1. Never envisioning or thinking about tomorrow. 2. Not planning ahead. 3. Starting their day late. 4. Focusing on doing the wrong thing. 5. Getting distracted along the way. 6. Going through each day without aims, […]
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Time To Refinance
We are in the beginning wave of a refinance tsunami. For the last 20 months interest rates have been above 4 percent. For the first time in almost two years interest rates are below 4 percent. A good way to look at this opportunity would be not the amount of money you could be saving […]
Market Update: Rates Lower Than They Have Been in The Last Two Years
Rates have dropped lower than we’ve seen in the last two years. 30 year fixed rates are back in the 3% which will create a massive refinance boom. We are at the front end of this boom however, sometimes we get dips in rates and they jump back up making right now the perfect time to refinance. One of the first […]
Three Bad Debt Scenarios & How To Overcome The Bad Debt Trap
There are some major life events that can put many of us in a financial ‘bad debt trap’. Such as student loans, credit card balances, and even large mortgage payments can all make us feel in a financial trap. If you’re feeling like there’s no way out of your debt, here are three bad-debt scenarios and […]
Bill Bayer- Helping You Achieve Success Every Day
Bill Bayer, with Lighthouse Growth Resources, is a seasoned stock trader, business consultant, money manager, business owner, speaker, writer, husband, and father. Every business owner and manager would like to see their company grow and flourish. This can be challenging in good economic times. It’s even harder in times like this. Sure, you can go at […]
Mortgage Broker vs. Mortgage Banker
Mortgage Broker vs. Mortgage Banker Lenders Lenders are the ones who give you the money — either directly or through a third-party — to fund your loan. They have various names based on how they acquire their clients and what they do with your loan after it is funded. Retail vs. Wholesale vs. Correspondent Lenders […]
FHA Back To Work Program: Have You Had An Extenuating Circumstance Or Economic Event?
Over the past several years we’ve heard about lending guidelines getting tougher and tougher for people to qualify. Is that still true or do you see guidelines loosening up at all? FHA has expanded the definition of Extenuating Circumstances to include Economic Event, which shortens the seasoning periods on foreclosure, short sale, and bankruptcy to […]
Listen this Sunday FM NewsTalk 97.1: The Doug Haldeman Show
Listen this Sunday from 4-5 pm on FM NewsTalk 97.1- The Doug Haldeman Show. Sunday’s Show we will be talking about how to buy a car after bankruptcy with Dan Grosvenor and we will be covering the topic of Motorcycle and ATV accidents and what type of insurance you need to make sure you have if […]
Doug & Tammie Haldeman: Couples On Credit
Doug & Tammie discuss what it takes to set up a new household! They cover the name changes a wife goes through, the household routines and setting the budget along with the most successful bank account set ups for couples! Doug has managed to help hundreds of couples begin their financial journey listen in today to […]
Stephen Burton/ Waterproof Solutions: Brace Yourself For Structural Foundation Issues
You have heard about the wise man who built his house upon the rock, but what happens when that rock begins to settle? Well Stephen Burton with Waterproof Solutions joins the studio and shares with us about what solutions are available to help correct foundations that are settleing. Tune in and find out what exactly […]
