Recently our team closed a loan for a couple that were both doctors. With their busy schedule, they hadn’t taken the time to refinance out of their adjustable rate mortgage (ARM) into a fixed interest rate loan. As part of our database updates we were able to reach out to them so they could take […]
Tammie Haldeman
Are You Broke or Poor?
Doug and Tammie review an article by Dave Ramsey called 25 Myths Broke People Believe. Link to the original article: http://www.daveramsey.com/blog/25-myths-broke-people-believe We’ve all fallen victim to some of these myths. Listen to find out if any apply to you! Audio 1: Audio 2:
Are you on the Path2Buy?
Why don’t more renters buy homes? A survey of 318 renters was very revealing as there were 7 1/2 reasons that were identified. Doug Haldeman recently became certified as a Path2Buy Homeownership Coach. If you are a renter or know a renter that needs to get on the Path2Buy, visit our site and watch the […]
Liquidity, Big Lenders Losing Business, and a Great New Resource
Lack of Liquidity: The 800 pound gorilla that can crush you! People don’t keep enough of an emergency fund, and it creates crisis situations when something unexpected happens. Car repair Medical issue Hospital/Doctor bills – especially with higher deductibles Time missed at work Major house repair Roof People live on the edge of their budget. […]