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Faking A Predictable Paycheck When You Have Fluctuating Income

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Listen in as Doug and Tammie Haldeman along side Tom Terbrock discuss how to develop a strategy that will allow you to “fake” a steady, predictable paycheck in the midst of fluctuating income and why it’s worth it to go through the trouble. 1. Calculate Your Ideal “Fake” Salary 2. Deposit All Your Income Into […]

Dear 40-somethings, Find Balance in Your Life With These 6 Financial Tips

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If you’re in your 40s, you could be considered a late baby bloomer or Generation X. Either way, you’re at a time in your life when you’re putting youth aside and should be doing some financial planning for your future and your family’s future. Listen in as Doug and Tammie Haldeman along with Tom Terbrock […]

It Pays to Pay Attention: 10 Everyday Details Worth a Second Glance

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Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 10 everyday details worth a second glance. 1. Shopping Receipts 2. Medical Bills 3. Recurring Charges 4. Yearly Taxes 5. Insurance Policies 6. Credit Report/ ID Theft 7. Extended Warranties 8. Direct Deposits 9. Reviewing Bank Statements 10. Knowing the Interest Rates

Dear 20-Somethings, If You Don’t Know These 7 Important Things About Money and Finance, You’ll Regret It in 10 Years

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Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 7 important things about money and finance that 20-somethings must know. 1. Pay Yourself First 2. Learn how to Leverage the Power of Compound Interest 3. Grow Your Financial Education 4. Know Your Credit Score and Keep it Up 5. Live Within Your […]

Top 10 Tips For Time Management

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Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the top 10 tips for time management. 1. Never envisioning or thinking about tomorrow. 2. Not planning ahead. 3. Starting their day late. 4. Focusing on doing the wrong thing. 5. Getting distracted along the way. 6. Going through each day without aims, […]

Time To Refinance

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We are in the beginning wave of a refinance tsunami. For the last 20 months interest rates have been above 4 percent. For the first time in almost two years interest rates are below 4 percent. A good way to look at this opportunity would be not the amount of money you could be saving […]

Market Update: Rates Lower Than They Have Been in The Last Two Years

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Rates have dropped lower than we’ve seen in the last two years. 30 year fixed rates are back in the 3% which will create a massive refinance boom. We are at the front end of this boom however, sometimes we get dips in rates and they jump back up making right now the perfect time to refinance. One of the first […]