Congratulations you are under contract! You have successfully negotiated a price and signed a contract on your new home. Now what? The contract to closing period can be one of the most stressful parts of the home buying process, so Doug and Tammie have put together a checklist of steps to help you. Check […]
Personal Finance
Survival At Home: 45 Ways To Save Money
Doug and Tammie share a greate article from Survival at Home. It’s no secret that life is expensive. The bad news is, it gets more expensive every year. Inflation drives up the cost of living, gas prices go up year after year, and the older your kids get, the more they eat (so learn to save […]
Managing Money During Major Life Events
Are you getting married, divorced? Have you lost your job? How about a baby? or Buying your first home? We have put together some thought provoking ideas to slow you down and think how you can be prepared for effectively managing your money during some of these major life events. Marriage Discuss finances early on. If […]
Are You Living House Poor?
One common problem that people run into is that they become house poor. What does this mean? You are house poor if you have no extra money to pay for emergencies, cover your expenses and save for the future, because your house payment is too large. Your house payment should be about twenty-five percent of […]
Should You Have a Mortgage During Retirement? Or Should I Rent?
As a natural transition in life is to retire one may ask the question: Should I have a mortgage during retirement? Is it better to own your home free and clear? Or are you better off using your nest egg for another purpose, such as having that financial cushion for the unforseen. The answer to […]
SHORT SALES WITH KAYSER LAW FIRM
Short Sales are the “New Normal” for homeowners with mortgages. Without a negotiator you could be losing out on someone in your corner. Elizabeth Kayser and Ryan Hyde of Kayser Law Firm joins Doug and Tammie in the Cornerstone Studio to explain and dispel any myths of what a Short Sale is. Simply put, short sales begin […]
Selling A Home To A Relative With John Niemann & Doug Haldeman
Generally, the Internal Revenue Service doesn’t care who you sell your house to. Whether it’s going to your son, your second cousin or a stranger, you’ll pay the same taxes and get the same treatment. However, there are a few special situations where the IRS takes a more careful look. Generally, if you’re setting up […]
How To Make Financial Planning Easy With A Simple Checklist
Each person’s individual plan will differ, but once you have the checklist, you can fill in the specifics and monitor it regularly. If you have doubts or questions, work with a trusted professional who can help make it easy for you. In the meantime we wanted give you the four essential pillars of a financial […]
Why A Baby Boomer May Want To Downsize
Did you know that boomers will turn 65 at a rate of about 8,000 a day for the next 18 years? That’s a lot of American homeowners who are reaching retirement age and starting to think about their next phase in life. If you or your parents fall into this category, it could be a […]
14 Step Plan to Transform Your Finances
Doug deals with people and finances on a daily basis. One of the things he has noticed is that very few people are taught how to manage their money. Frequently people admit to being so lost they don’t even know where to begin when it comes to money. On today’s show Doug and Tammie share a 14 step plan to […]
