Smart With Your Money

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Financial Advisor

Three Bad Debt Scenarios & How To Overcome The Bad Debt Trap

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There are some major life events that can put many of us in a financial ‘bad debt trap’.  Such as student loans, credit card balances, and even large mortgage payments can all make us feel in a financial trap.  If you’re feeling like there’s no way out of your debt, here are three bad-debt scenarios and […]

Bill Bayer- Helping You Achieve Success Every Day

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Bill Bayer, with Lighthouse Growth Resources, is a seasoned stock trader, business consultant, money manager, business owner, speaker, writer, husband, and father. Every business owner and manager would like to see their company grow and flourish. This can be challenging in good economic times. It’s even harder in times like this. Sure, you can go at […]

Buying and Selling At The Same Time

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And you thought buying or selling a home was scary. Either one can be, of course, but there’s nothing like doing both at once to foster a flurry of “what ifs.” What if I buy a new house, but my old one doesn’t sell? What if I sell my old house, but can’t find a […]

FHA Back To Work Program: Have You Had An Extenuating Circumstance Or Economic Event?

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Over the past several years we’ve heard about lending guidelines getting tougher and tougher for people to qualify.  Is that still true or do you see guidelines loosening up at all? FHA has expanded the definition of Extenuating Circumstances to include Economic Event, which shortens the seasoning periods on foreclosure, short sale, and bankruptcy to […]

Can You Live On One Income? Take The Second Income Quiz To Find Out

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Thinking of making your home a two income household?  We have found a Quiz that can help you decide if that is the best move for you and your household. Experiment with this automatic calculator to see how much the second income amounts to. If you have comments or questions feel free to contact Doug […]

Down Payment and Closing Cost Assistance Programs

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In Studio we talk about the available assistance programs to help with your down payment. Listen in today at 4pm to see if you qualify! Funds are released annually.  Funds are limited and are on first-come, first-serve basis.  Funds are reserved upon receipt of a fully executed sales contract. [divider] Breaking News Currently, there are […]