Home Buying with SmartMortgage.com

SmartMortgage.com is a division of Cornerstone Mortgage, Inc., which has been an industry leading mortgage banker and direct lender since 1995.  We set out to create SmartMortgage.com as a low cost online lender with all the customer service advantages provided by a traditional brick and mortar mortgage bank.  Our licensed loan officers have an average 10+ years of experience as mortgage professionals and are guaranteed to be knowledgeable on every aspect of the process.

In addition to providing low cost mortgage services for our clients, we also provide unparalleled information and options.  It is common to hear feedback from new clients that we provided options they did not hear about from other lenders. Some common examples include zero PMI loans with less than 20% equity, lender paid closing costs and renovation financing.