Did you ever think that you could qualify for a mortgage and then couldn’t? We go inside Fannie Mae’s guidelines to give you the true bottom line on what income actually CAN be used to qualify for a mortgage. Qualifying for a mortgage is much easier if you get paid a salary or hourly wage […]
Blog
Success Story – Super-Jumbo Mortgage for Busy Doctors
Recently our team closed a loan for a couple that were both doctors. With their busy schedule, they hadn’t taken the time to refinance out of their adjustable rate mortgage (ARM) into a fixed interest rate loan. As part of our database updates we were able to reach out to them so they could take […]
Are You Broke or Poor?
Doug and Tammie review an article by Dave Ramsey called 25 Myths Broke People Believe. Link to the original article: http://www.daveramsey.com/blog/25-myths-broke-people-believe We’ve all fallen victim to some of these myths. Listen to find out if any apply to you! Audio 1: Audio 2:
Are you on the Path2Buy?
Why don’t more renters buy homes? A survey of 318 renters was very revealing as there were 7 1/2 reasons that were identified. Doug Haldeman recently became certified as a Path2Buy Homeownership Coach. If you are a renter or know a renter that needs to get on the Path2Buy, visit our site and watch the […]
Liquidity, Big Lenders Losing Business, and a Great New Resource
Lack of Liquidity: The 800 pound gorilla that can crush you! People don’t keep enough of an emergency fund, and it creates crisis situations when something unexpected happens. Car repair Medical issue Hospital/Doctor bills – especially with higher deductibles Time missed at work Major house repair Roof People live on the edge of their budget. […]
Are the Haldeman’s the Next Brady Bunch?
Doug and Tammie give a family update and cover what it’s like to have eight kids in a blended family. Listen in to find out how finances and time management look completely different in a large family. Audio:
Realtor Safety
The murder of Beverly Carter in Arkansas sent shock waves through the Realtor community nationally. This case brought awareness to all Realtors about their vulnerability, and the precautions that are necessary. Maggie MacDonald from Cooper Realty Group at Keller Williams joins us in studio as we talk about some of the changes that have been […]
The Devil is in the Details – Where Real Estate Transactions Go Wrong
Have you ever had a home purchase or mortgage transaction die because of a detail that you never thought of? Maggie MacDonald from Cooper Realty Group at Keller Williams joins us to cover how the Devil is in the Details: where real estate transactions go wrong and how to prevent them. In our interview we […]
Jumbo Loans Now Have Lower Rates than Conventional Loans!
The Doug Haldeman Mortgage Team is now the premier lender for Jumbo Loans in Missouri. Jumbo loans are loans that exceed $417,000, which is the conforming loan limit through Fannie Mae and Freddie Mac. Conforming means that the loans conform to Fannie Mae and Freddie Mac guidelines. Conforming loans are also called conventional loans. Jumbo […]
Don’t Avoid Your Recall Notice
Stephen Schultz from Schultz & Myers gives us the tips we need for Recalls on cars, toys, and many other items. Make sure you don’t get caught off guard by not acting on the notices! If you’ve been injured and need advice, call Stephen Schultz and his team at Schultz & Myers right away. 314-444-4444 […]
