Generally, the Internal Revenue Service doesn’t care who you sell your house to. Whether it’s going to your son, your second cousin or a stranger, you’ll pay the same taxes and get the same treatment. However, there are a few special situations where the IRS takes a more careful look. Generally, if you’re setting up […]
Blog
Getting More of What You Want
Doug and Tammie discuss a recent Success Magazine article by Todd and Deb Duncan. Listen in to hear how to make improvements in your life.
6 Steps to Buying a Home That Will Increase in Value
You can’t control every aspect, so you have to control what you can. 1. Buy a distressed sale if you are willing to do some work. 2. Don’t buy the most expensive house in your neighborhood.
How To Make Financial Planning Easy With A Simple Checklist
Each person’s individual plan will differ, but once you have the checklist, you can fill in the specifics and monitor it regularly. If you have doubts or questions, work with a trusted professional who can help make it easy for you. In the meantime we wanted give you the four essential pillars of a financial […]
Why A Baby Boomer May Want To Downsize
Did you know that boomers will turn 65 at a rate of about 8,000 a day for the next 18 years? That’s a lot of American homeowners who are reaching retirement age and starting to think about their next phase in life. If you or your parents fall into this category, it could be a […]
Is Putting in an Early Bid on a House Worth it?
Most home buyers carefully consider putting in an offer on a new listing, how long should you wait to make the bid? When should you hold back on putting your bid in? Unfortunately, there’s no practical advice for this timeline. The pace of home buying is determined in two parts, by the market and by […]
Lauren Johnson, Residential/Commercial Real Estate Specialist LUX LIFE
In studio today is guest Lauren Johnson, Real Estate Specialist for LUX LIFE which is powered by Real Estate powerhouse Keller Williams Realty. LUX LIFE specializes in servicing the greater St. Louis Metropolitan area. Lauren’s team is dedicated and committed to providing their clients with the best service available in buying and selling residential property. Their knowledge and experience in new […]
The Importance of Dealing with a Mortgage Expert
Heath Keller, senior loan officer at Cornerstone Mortgage joins Doug and Tammie in studio to discuss the importance of dealing with a mortgage expert. Tune in to 97.1 today @ 4pm or listen to the audio to learn more about CoSigners on loans (aka Non-Occupant CoBorrowers), Loan Quality Initiative, using gift funds, and more!
The 5 Cs of Lending
When you apply for a loan, lenders assess your credit risk based on a number of factors which will include: credit/payment history, income, student loans, and your overall financial situation. On todays show Doug goes over information that will help explain these factors, also known as the 5 Cs, so that you can get a […]
Why Cornerstone?
Cornerstone Mortgage, Inc. continues to be one of the leading retail Mortgage Bankers each year. Cornerstone Mortgage, Inc. was named A Top 100 Mortgage Company in America by Mortgage Executive Magazine. Cornerstone has been featured as one of the fastest growing mortgage companies in America by INC. 500/5000 for 4 years in a row. Revenues […]
