Why don’t more renters buy homes? A survey of 318 renters was very revealing as there were 7 1/2 reasons that were identified. Doug Haldeman recently became certified as a Path2Buy Homeownership Coach. If you are a renter or know a renter that needs to get on the Path2Buy, visit our site and watch the […]
Doug Haldeman
Liquidity, Big Lenders Losing Business, and a Great New Resource
Lack of Liquidity: The 800 pound gorilla that can crush you! People don’t keep enough of an emergency fund, and it creates crisis situations when something unexpected happens. Car repair Medical issue Hospital/Doctor bills – especially with higher deductibles Time missed at work Major house repair Roof People live on the edge of their budget. […]
Jumbo Loans Now Have Lower Rates than Conventional Loans!
The Doug Haldeman Mortgage Team is now the premier lender for Jumbo Loans in Missouri. Jumbo loans are loans that exceed $417,000, which is the conforming loan limit through Fannie Mae and Freddie Mac. Conforming means that the loans conform to Fannie Mae and Freddie Mac guidelines. Conforming loans are also called conventional loans. Jumbo […]