Join in on a night of karaoke! Make some new friends and sing like nobody’s listening! The evening is full of prizes and fun! All you karaoke peeps – This is for YOU – register before your chance for some killer cash and an awesome time is gone! Contestants must register in advance go to […]
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Are You Living House Poor?
One common problem that people run into is that they become house poor. What does this mean? You are house poor if you have no extra money to pay for emergencies, cover your expenses and save for the future, because your house payment is too large. Your house payment should be about twenty-five percent of […]
Should You Have a Mortgage During Retirement? Or Should I Rent?
As a natural transition in life is to retire one may ask the question: Should I have a mortgage during retirement? Is it better to own your home free and clear? Or are you better off using your nest egg for another purpose, such as having that financial cushion for the unforseen. The answer to […]
John Niemann, CPA / Niemann & Company
JOHN NIEMANN is the founder of Niemann & Company and a leading expert on solving individual and small business IRS tax problems. As a Certified Tax Resolution Specialist (CTRS) and a CPA, he has represented hundreds of taxpayers who owe the IRS, but simply cannot afford to pay. John has over 35 years experience as […]
IRS Budget Cuts = More Tax Liens and Tax Collections For The Taxpayer
John Niemann, CPA joins Doug in the Cornerstone Mortgage Studios to discuss how the IRS Budget Cuts are effecting the Taxpayer. The “Tax Gap” is IRS’ estimate of tax the Treasury misses out on, each year, because of non-filing, underreporting of income and underpayment. The total is estimated at $450 billion a year and $45 […]
The 5 Cs of Lending
When you apply for a loan, lenders assess your credit risk based on a number of factors which will include: credit/payment history, income, student loans, and your overall financial situation. On todays show Doug goes over information that will help explain these factors, also known as the 5 Cs, so that you can get a […]
Team Weber Launch Party!
Kristie Weber from Re/Max Edge is celebrating the official launch of her team with a FREE Family Event! When: Saturday, August 8 from 1:00 PM to 5:00 PM Where: Broemmelsiek Park 1795 Highway DD Defiance, MO, US 63341 What: Live band (Almost Heroes), Kona snow cone truck, caricatures, Door Prizes, Vendor Booths, Food Register or […]
Escrow Accounts
An escrow account is essentially a holding tank. During a real estate transaction, the escrow officer—usually a lawyer or title company representative—holds all the important documents and deposits while the buyer and seller work out the details. The escrow officer makes sure the closing goes smoothly and everyone gets paid what they’re owed (including, of […]
Buying an Investment Property
Are you considering the purchase of a residential investment property? In the studio today Doug answers 8 crucial questions that will help you as you plan to buy, when you purchase, and after you own your investment property.
Home Scouting Report Can Make The Difference On Your Next Purchase
Doug Haldeman, Mortgage Strategist (NMLS: 298419) with Cornerstone Mortgage shares the free service with his listeners. He discusses some of the benefits of the Home Buyer’s Scouting Report and how it is a great way for the consumer to shop for their next home or investment property. If you are considering buying a home in […]
