Is an ARM (Adjustable Rate Mortgage) the right loan for you? Some think that interest rates aren’t low enough to justify refinancing. However, don’t miss the opportunity that an ARM may present. Moving to a 15 year fixed is popular because the interest savings can be big. With the lower interest rate comes a much […]
Family
Things I Wish I Knew Before Buying A Home
New homebuyers have made every mistake in the book – They’ve overpaid, overspent, and bought homes they just could not afford. And most of the time, these critical missteps happen simply because buyers aren’t informed or don’t ask the right questions. It’s painful to watch, especially when a huge percentage of buying blunders can […]
Right At Home of St. Louis: Private Duty Care
Whether a family member needs a little extra help around the house, an extra hand while recovering from a hospital stay, or someone to check in on them throughout the week, Right at Home’s home care in St. Louis could be the answer. Their home care services are built around your specific needs. They make it their mission to improve […]
Buying And Selling At The Same Time
And you thought buying or selling a home was scary. Either one can be, of course, but there’s nothing like doing both at once to foster a flurry of “what ifs.” What if I buy a new house, but my old one doesn’t sell? What if I sell my old house, but can’t find a […]
Searching For Your Next Home Made Easy
Listen in today to the Doug Haldeman Show Sundays at 4PM. Doug and Tammie explain the Home Search Engine that is free to use and easy to sign up for! Start narrowing down your search for your next home by signing up today for the Home Scouting Search Engine! You can always text Doug at […]
FHA Back To Work Program: Have You Had An Extenuating Circumstance Or Economic Event?
Over the past several years we’ve heard about lending guidelines getting tougher and tougher for people to qualify. Is that still true or do you see guidelines loosening up at all? FHA has expanded the definition of Extenuating Circumstances to include Economic Event, which shortens the seasoning periods on foreclosure, short sale, and bankruptcy to […]
Do you own a motorcycle or an ATV? Have you been involved in an accident?
A roadway accident of any kind can bring with it all sorts of trouble and trauma that you never expected. Motorcycle accidents are no different, and the injuries caused in a motorcycle wreck are often much worse than those caused by a car accident. Motorcycle accidents commonly cause debilitating injuries and can lead to massive […]
Can You Live On One Income? Take The Second Income Quiz To Find Out
Thinking of making your home a two income household? We have found a Quiz that can help you decide if that is the best move for you and your household. Experiment with this automatic calculator to see how much the second income amounts to. If you have comments or questions feel free to contact Doug […]
Doug & Tammie Haldeman Bring In The New Year Family Style
As the new year begins the Haldeman’s take a look at their Life Plan and how they enrolled the kids this year on making some of their own New Year’s Resolutions and goals as individuals and as a family. Tune in to hear the family share their resolutions and how you too can create a […]