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        Call or Text: (314) 472-DOUG (3684)
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Blog

Student Loans: Is There a Reason Not to Pay Them Off?

June 21, 2015 by Brittany Giamanco

Adrian Kleeschulte sticks around to help Doug and Tammie weed out the false and the facts of student loan payments and how they can affect your ability to purchase a home.

Filed Under: Life Planning, Mortgage

Adrian Kleeschulte: Automated Underwriting

June 21, 2015 by Brittany Giamanco

Adrian Kleeschulte, Senior Loan Officer at Cornerstone Mortgage teams up with Doug to help explain what the differences are with Underwriting today versus 20 years ago. An Underwriter is an individual that analyzes your documents to verify you meet your loan program’s guidelines and gives you the approval to close. Automated Underwriting is a computer system that takes a […]

Filed Under: Mortgage Tagged With: Adrian Kleeschulte

Happy Father’s Day

June 21, 2015 by Brittany Giamanco

Adrian Kleeschulte, Senior Loan Officer at Cornerstone Mortgage joins Doug on today’s show to share some of their favorite moments of being a dad.

Filed Under: Family Tagged With: Adrian Kleeschulte

Raising Your EQ: Emotional Intelligence

June 14, 2015 by Brittany Giamanco

Emotional intelligence is an interpersonal effectiveness that starts with your ability to recognize emotions, understand them, and realize how they affect the people around you. Perceiving, reasoning, understanding, and learning how to manage your emotions are four steps to build up your EQ. Emotional intelligence really ties in to your success at life whether it be work, […]

Filed Under: Life Planning, Personal Finance

How is Convexity Selling Increasing Interest Rates?

June 14, 2015 by Brittany Giamanco

What is the cause of interest rates increasing over the last few weeks?  Convexity selling by bond traders is the cause. Here is how it works: When Fannie Mae sells bonds the prices of those bonds are what determine your interest rates. This creates convexity selling and buying the buyers of these bonds are typically bond funds. […]

Filed Under: Home Buying, Home Selling, Market News, Uncategorized

Lessons in Selling a Rental Property

June 14, 2015 by Brittany Giamanco

One thing Tammie and Doug stand for is evaluating different lessons in life. They grow by learning from their defeats and celebrating victories. This week they are celebrating a victory that definitely didn’t start out that way. Tammie acquired a property in 2002 which started out as a good deal but over time turned in to a renter’s […]

Filed Under: Home Maintenance, Home Selling, Mortgage

Stephen Schultz: Condo & Apartment Liability

June 11, 2015 by Brittany Giamanco

What happens if you get hurt inside of the property you are renting? What if the dry wall ceiling collapses or you slip on ice in the parking lot? Stephen Schultz sticks around to discuss what legal steps to take. Stephen also offers great advice on personal injury accidents when owning a condo.

Filed Under: Legal Tagged With: stephen schultz

Stephen Schultz: Conceal & Carry

June 11, 2015 by Brittany Giamanco

Stephen Schultz joins Doug and Tammie to answer questions about the legal side of concealing and carrying a weapon.

Filed Under: Legal Tagged With: stephen schultz

Home Scouting: Home Search Made Easy!

June 9, 2015 by Brittany Giamanco

Home scouting is one of the best programs to use when searching for new properties. Some people might use Zillow or Trulia but the issue with these real estate search engines is that they are missing at least 30% of the listings that are out there. These websites don’t have direct access to the MLS […]

Filed Under: Home Buying, Home Selling, Uncategorized

The 12 Best Ways to Make Extra Money

June 9, 2015 by Brittany Giamanco

Hi everyone! Guess where I just came back from? Ireland! It was such an amazing trip! It took us 16 months to save enough money in our vacation account, but all that scrimping and saving was totally worth it!  I’ll be sharing pictures soon… The only downside was that we went a little over on our entertainment budget (about […]

Filed Under: Family, Financial Advisor, Life Planning, Uncategorized

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Call or Text: (314) 472-DOUG (3684)
Email: [email protected]
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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