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Are You On The Path2Buy?

September 21, 2014 by Doug Haldeman

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Today’s guest is Tom Ward, the founder of Path2Buy Homeownership Coaching Program.  After doing extensive research on Renters, Tom was able to break down the 7 1/2 reasons why they don’t buy sooner.

It’s OK to Rent…for awhile

Are you one of the many renters who wants to become a homeowner – but you’re just not ready? Or maybe you lost your home in the past and you’re not sure you can ever qualify to own a home again. Don’t cut yourself short.

My Path2Buy coaching system will coach you through the process of identifying and resolving the issues that are holding you back. This is not a quick fix to get you into a home – it’s a process that can take months and sometimes years. Our free face to face consultation will help you identify strengths and weaknesses, as well as any threats to your financial stability.

Are you insecure with your job? If your answer is yes – you’re probably not alone. We’ll identify the factors that are causing your concern. In some cases, the problem can be resolved quickly – in other cases, you just may need to weather the current economic forces before you feel secure.

How’s your credit? The world of credit is very complex today. We will guide you through the steps necessary to maximize your credit profile and credit score. Many times you just need to know the rules of the credit game in order to make improvements.

Can you really afford the payment? If your current debt is too high, we’ll help develop a plan to bring your debt under control. We consider your personal comfort level.   We want you to feel secure long after your closing.

Do you just not have the funds required to buy a property? In this direct deposit – debit card world, we know how hard it is to save. We have created a program similar to the old Christmas Club and Lay Away programs from years past.

We also know that other obstacles keep people from moving forward with a home purchase. Today’s newspapers, television and internet are full of misinformation. There is certainly no shortage of “experts” spewing wrong information. We’ll teach you how to recognize fact vs. fiction.

If you want to be a homeowner at some time in the future – whether in 5 months or 5 years – you owe it to yourself and your family to get the plan that will put you on the Path2Buy. You will leave with a customized plan that gives you adequate time to save more, clean up credit issues, reduce your monthly debt, and my commitment to ongoing assistance to help you stay on your Path2Buy.

I firmly believe that no matter how low home prices or interest rates are, if you have issues causing you concern, IT’S OK NOT TO BUY – but it’s not OK to be without a plan. Call me today to schedule a time for your free Path2Buy consultation with out Team.  (314) 472-DOUG (3684) or email DougHaldeman@gmail.com

Path2Buy: Part One

https://smartwithyourmoney.com/wp-content/uploads/2014/09/117.2_9.21.14_Path2Buy1.mp3

Path2Buy: Part Two

https://smartwithyourmoney.com/wp-content/uploads/2014/09/117.3_9.21.14_Path2Buy2.mp3

Path2Buy: Part Three

https://smartwithyourmoney.com/wp-content/uploads/2014/09/117.4_9.21.14_Path2Buy3.mp3

 

https://media.blubrry.com/smart_with_your_money/smartwithyourmoney.com/wp-content/uploads/2014/09/117.2_9.21.14_Path2Buy1.mp3

Podcast: Play in new window | Download

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Call or Text: (314) 472-DOUG (3684)
Email: doug@doughaldeman.com
Visit: 1120 Wolfrum Rd #201, Weldon Spring, MO 63304

Guild Mortgage Company, LLC is an Equal Housing Lender Company NMLS #3274. Individual NMLS #298419. 1120 Wolfrum Rd, Ste 201, Weldon Spring, MO, 63304. Doug Haldeman is an employee, but Tammie Haldeman is NOT an employee of Guild Mortgage Company, LLC. www.nmlsconsumeraccess.org
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