Some collection agencies will do whatever it takes to get you to pay your overdue bills, even if the practice is illegal. As a debtor, you have certain rights and you must do what it takes to protect those rights. This means that you must report illegal practices when they happen. Not only does this protect your rights, but you’re also helping thousands of other debtors that may come in contact with the collection agency.
TIPS
- Do your research on the agency.
- Never give the collection agency information. If you really owe money, the agency will already have the information it needs.
- Thoroughly fill out the complaint forms with the FTC and BBB.
- Keep a notepad ready so that you can write down all their information.
- Take note of the phone number they are calling from.
